Rough Roads Ahead for the Commercial Habitational Insurance Market

Commercial Habitational Insurance Market

Apartment owners throughout Northeast Ohio may be in for a surprise when they open their insurance renewals this year! Several factors have come together that are affecting this class of business, and policyholders may see 15-20 percent increases this year. Some issues that are affecting Northeast Ohio directly are caused by the older stock of […]

Cyber Risk Immunity, Forget It – Adopt a Cyber Risk Resiliency Approach

Cyber Security Blog

Nobody is immune from cyber-attacks! In August 2021 T-Mobile had a total of 40 million subscriber, prospect, and former customer accounts hacked. The breach included names, driver’s license numbers, Social Security numbers, and device information. In 2020 SolarWinds, a provider of system management tools, was attacked using a supply chain of attack. This method inserted […]

Queue Up Insurance Coverage for Artisan Carpenters

Artisan Carpenters

Read two lists of insurance coverages applicable to artisan carpenters. Learn about insurance coverages needed to protect artisan carpenter businesses. While Northeast Ohioans still await the invigoration of open windows and colorful spring blossoms, many are eager to put building and remodeling plans into action. Cue the artisan carpenters. As artisan carpenters gear up for […]

Don’t be an April Fool- During Distracted Driving Awareness Month

Distracted Driving Awareness Month

I just wrote about distracted driving in a blog geared towards Artisan Contractors, however with April being Distracted Driving Awareness Month several items bear repeating! According to the National Highway Traffic Safety Administration, in 2020 3,142 lives were lost in crashes involving distracted driving. Drivers between the ages of 16 and 24 have been involved […]

Lessor’s Risk Only: Essential Insurance for Essential Risk

Essential Insurance for Essential Risk

Learn why Lessor’s Risk Only insurance coverage is a must for investment property owners. Read about basic rating factors and classification levels used for Lessor’s Risk Only coverage. Risk is inherent in investment property ownership. While insurance is not designed to address every business risk, investment property owners need Property and General Liability insurance for […]

Sound the Alarm

Tornado Awarness

On Wednesday, March 23, 2022 at 9:50 am, the Ohio Emergency Management Agency and the National Weather Service will conduct a Statewide Severe Weather Tornado Drill. While holding a drill is important, your Church should also create an emergency plan in case there is a tornado or other severe weather condition while the Church is […]

Protect and Defend with Professional Liability/E&O Insurance

Protect and Defend

Read about Professional Liability/E&O Insurance and what types of businesses need it. Learn about Professional Liability/E&O Insurance, commonly written on a “claims-made” basis. Professional Liability Insurance is a type of commercial insurance that should be purchased by any business engaged in a profession. The business may be as small as a one-person sole proprietorship or […]

Farm Insurance Value…Good, Bad, & Ugly?

farm blog

You’ve heard the words uttered many times over, you’ve likely even suggested to others—YOU GET WHAT YOU PAY FOR. We all must concede that this invaluable warning is far easier to preach than practice, as humans tend to choose one side or the other—where do you fall? I focus on helping farmers improve their protection […]