Stars Align, Or Never Mind?
Read about a few pros and cons of solar panel installation for non-profit entities. Discover some funding sources churches may be able to access to pay for solar panels. Dedicated to carrying on your mission for the long-term? Rising monthly electric and gas bills? Strained operating budget? Sometimes the “stars align”, and a large church…
Read MoreExcess Liability or Umbrella Policy-what does your business need?
Most General liability policies issued today have an occurrence limit of $1,000,000.00 or $2,000,000.00and commercial auto policies typically have limits of $500,000.00 to $1,000,000.00, but is that sufficient in today’s litigious environment? (Read more) As a business owner if you don’t feel these liability limits are adequate based on a myriad of variables (does your…
Read MoreThe Jig is Up – We Need Skilled Trade Contractors
Learn why skilled trade contractors are vital to our society and our economy. Read about some consequential effects of a shortage in skilled trade contractors. For too long, the message to young people has been that a college degree is the ticket to success. Statistics supposedly back up this notion, although, based on my daily…
Read MoreWhat the Recent Cyclosporiasis Outbreak Reminds Us About Risk on the Farm
If you’ve been following agricultural news lately, you’ve probably seen reports about parasite-related illnesses linked to fresh produce. While these situations are relatively uncommon, they can spread quickly through the news cycle and create concern among consumers, retailers, and producers alike. Whether your farm grows produce, raises livestock, or produces grain, stories like these are…
Read MoreCelebrate! It’s National Grilling Month!
Barbecue safety tips for National Grilling Month Learn how to be safe this grilling season This blog is not going to quibble over the differences between grilling and barbequing because I love to cook, using each method. Whether smoking ribs and pork belly like I did for the 4th of July or grilling steaks last…
Read MoreGod Bless Ohio and Independent Insurance Agents
Learn why Ohio is a robust market for homeowners’ and personal auto insurance. Discover the value added by doing business with an independent insurance agent. It turns out that “Ohio, The Heart of it All” is not just a marketing slogan. Ohio is perhaps the truest reflection of Americana than any other U.S. state. While…
Read More5 Ways To Help Prevent Church Vandalism
Vandalism has occurred throughout Greater Cleveland’s Churches at an alarming rate. From Annunciation Greek Orthodox Church in Tremont, to Immaculate Conception Church in Willoughby to St. Francis de Sales in Parma, or the cars that were recently vandalized at area Churches including Olivet Institutional Baptist Church, no area Church is immune from this troubling trend.…
Read MoreMain Street is in Style
Learn about the enduring quality and appeal of small businesses. Read a few suggestions for small businesses evaluating opportunity and strategy. As the country prepares to celebrate its 250th birthday next month, let’s remember to honor the ingenuity and resilience of small businesses, especially here in Northeast Ohio. They’ve been around from our agrarian roots,…
Read MoreDon’t Get Caught Swimming Naked
Warren Buffett once said, “Only when the tide goes out do you discover who’s been swimming naked.” A lot of Ohio farms are carrying insurance that looks fine on paper until something actually goes wrong. That usually becomes obvious after a major fire, tornado, equipment loss, liability claim, or livestock issue. At that time, it’s…
Read MoreGCs your subcontractors better be insured!
Subcontractors are an essential part of most construction projects. Subcontractors often bring expertise for a specific type of work (plumbing, HVAC, Concrete), flexibility and the ability to increase your workforce without hiring additional staff that may not be utilized at all times. According to the U.S. Bureau Of Labor Statistics 1 in 5 construction workers…
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