Read a back-to-school reminder of safe driving habits for every household. Learn that safe driving helps to keep your personal automobile insurance affordable. Kids are back to school, school buses are running, and home schedules are adjusting. Every household should discuss school bus safety with their children.  Whether you have a child in school or…

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Hunting season is just around the corner. As a farmer with land, you should fully understand the risk you expose yourself to when allowing hunting on your property. Let’s look at your risk as the landowner when hosting visiting hunters and hopefully answer some of your questions. Perhaps you are a hunter and enjoy having…

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Read about a few pros and cons of solar panel installation for non-profit entities. Discover some funding sources churches may be able to access to pay for solar panels. Dedicated to carrying on your mission for the long-term? Rising monthly electric and gas bills? Strained operating budget? Sometimes the “stars align”, and a large church…

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Most General liability policies issued today have an occurrence limit of $1,000,000.00 or $2,000,000.00and commercial auto policies typically have limits of $500,000.00 to $1,000,000.00, but is that sufficient in today’s litigious environment? (Read more) As a business owner if you don’t feel these liability limits are adequate based on a myriad of variables (does your…

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Learn why skilled trade contractors are vital to our society and our economy. Read about some consequential effects of a shortage in skilled trade contractors. For too long, the message to young people has been that a college degree is the ticket to success. Statistics supposedly back up this notion, although, based on my daily…

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If you’ve been following agricultural news lately, you’ve probably seen reports about parasite-related illnesses linked to fresh produce. While these situations are relatively uncommon, they can spread quickly through the news cycle and create concern among consumers, retailers, and producers alike. Whether your farm grows produce, raises livestock, or produces grain, stories like these are…

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Barbecue safety tips for National Grilling Month Learn how to be safe this grilling season This blog is not going to quibble over the differences between grilling and barbequing because I love to cook, using each method. Whether smoking ribs and pork belly like I did for the 4th of July or grilling steaks last…

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Learn why Ohio is a robust market for homeowners’ and personal auto insurance. Discover the value added by doing business with an independent insurance agent. It turns out that “Ohio, The Heart of it All” is not just a marketing slogan. Ohio is perhaps the truest reflection of Americana than any other U.S. state. While…

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