5 often overlooked areas to review with your farm insurance coverage.
5 Farm Insurance Areas to Review
Farm Liability…Is Your Dog Covered?
$881 million. That’s the total amount paid out for dog-related injury claims during 2021, according to the Insurance Information Institute. That total is combined amongst 17,989 dog bite claims. If that wasn’t alarming enough to read, here’s another fun fact—a recent study shows that Ohio had the highest number of postal delivery personnel bitten by […]
Farm Insurance Value…Good, Bad, & Ugly?
You’ve heard the words uttered many times over, you’ve likely even suggested to others—YOU GET WHAT YOU PAY FOR. We all must concede that this invaluable warning is far easier to preach than practice, as humans tend to choose one side or the other—where do you fall? I focus on helping farmers improve their protection […]
What Type of Crime Grows Faster than your Crops?
Let’s talk about crime. What is the fastest growing crime in America these days? If you guessed cybercrime, you’d be right. With over 16.7 million victims of identity theft each year, it is imperative that farmers protect themselves and the others they work with, or potentially become just another statistic we hear about on the […]
The Invisible Farm Hazard
What hazards are hiding in your farm? Learn about manure pit hazards. Today, we’re going to talk about a hazard that many farmers don’t think about until it’s too late, your manure pit. Manure pits pose a serious hazard to even the most seasoned of farm workers. In fact, three Ohio brothers sadly just passed […]
So, You Want to Start a Horse Farm Business?
Read about Insurance Coverage you should have for your Horse Farm, Part 1 Learn about Horse Farm Insurance. Many Equine enthusiasts take their passion for horses to the next level and start their own farms. Are you one of those people? As with any other business, a horse farm comes with risks of its own, […]
Farm Equipment Road Safety
Don’t play “Chicken” with passenger cars while in your tractor, or other large pieces of farm machinery. Read about everyday safe driving tips for Farm Machinery. Accidents are often caused between farm equipment and vehicles on public roads while traveling from one location to the next. How are you supposed to avoid finding yourself in […]
Farmers Market Hazards, Are You Covered?
Learn about your potential liability exposures. Like many farmers, you are planning to sell your crops at your local farmer’s market this season. How well does your current farm insurance program cover your liability exposure in that endeavor? Have you added retail exposure the farmer’s market? When selling your fruits, vegetables, meats, or jarred items […]
Is Your Hobby Putting You at Risk?
Will my homeowner’s insurance cover me since I’m not a commercial farmer? Like any business endeavor, your farm can be both a full-fledged company or treated as just a hobby. That said, regardless of how you treat your farming activity, one thing that you need to protect yourself is proper insurance coverage. “Will my homeowner’s […]
Accidental Farm Pollution Happens
If you’re a farmer, you need crops to grow in order to run a successful business and provide for your family. No harvest means no income. How is one to ensure that there is enough of a harvest to properly run the farm? If you guessed using fertilizer, whether chemical or natural, you are correct. […]
