Running a poultry farm comes with its own set of challenges. From managing the health of your birds to ensuring the efficient operation of your farm, you’ve got a lot on your plate. One of the most important steps you can take to protect your farm, assets, and investment, is securing the proper insurance coverage […]
Winter-Specific Insurance Considerations for Farmers With the early finish to this year’s harvest, it’s time to shift our focus temporarily before heading into the winter weather that accompanies living in Ohio. Ohio winters are always volatile, comically varying from 50 degrees one day to -15 the following. While you may disagree following this past week, […]
Life is unpredictable, and the best way to defend yourself against unforeseen losses is through an adequate protection plan for your farm and your family. 66% of Americans are underinsured, leaving them unable to fully protect their assets and financial well-being. I get it, the savings you get from having lower premiums looks great on […]
You remember the commodity price boom during Covid, right? I’ll bet you do! You probably celebrated windfall profits during that time. Those years are in the past though, and now you’re most likely feeling the sting of low crop prices coupled with increased operating costs. How are you to properly manage the financial side of […]
When was the last time you sat down and read the lengthy, confusing, and if we’re being honest, quite boring, pages of your farm insurance policy? Thought so. You don’t have time to devote to poring over insurance language pages. Yet those sheets contain invaluable information you may want to know – for example, who […]
It takes more than a tractor and a few barns to run a successful farm. It takes solid judgment and a sound business acumen. Financial mismanagement has foreshadowed the demise of many farms and agribusinesses. Don’t let yours become another statistic. Let’s take a look at a few areas to help you manage your farm’s […]
Hunting season is getting underway. As a farmer with a vast amount of land, you should fully understand the risk you expose yourself to when allowing hunting on your property. We’ll look at the risk involved for you as the landowner when hosting visiting hunters and hopefully answer some of your questions. Perhaps you are […]
Peak Season coverage provides you additional protection during those times of year that you may have a higher-than-average inventory of certain items on your farm. Several uses for Peak Season coverage are: Seed Fertilizer Chemicals Stored grain Additional livestock Through the proper use of Peak Season coverage, you’ll no longer be paying for higher coverage […]
Combine fires are considered one of the most common and expensive agricultural fire-related losses by most farm insurance companies. If you’ve experienced a combine fire in the past, you know you’d rather be doing literally anything else besides dealing with it. As is often said, an ounce of prevention is worth a pound of cure, […]
Your farm is more than your home, it’s your business. As with all businesses, the owners must make decisions for continuity’s sake in the event of a catastrophic loss. How are you supposed to support yourself and family while rebuilding after that tornado, fire, or other disaster you may face? Farmers can rest easy knowing […]
