The term HAZARD is defined quite simply as a “danger or risk.” Hazards seemingly exist everywhere on a farm, so wouldn’t it make sense for you to mitigate that risk as much as you can? While you may be asking yourself, “how am I going to know what hazards exist,” I’m here to tell you […]
You’ve heard the words uttered many times over, you’ve likely even suggested to others—YOU GET WHAT YOU PAY FOR. We all must concede that this invaluable warning is far easier to preach than practice, as humans tend to choose one side or the other—where do you fall? I focus on helping farmers improve their protection […]
Let’s talk about crime. What is the fastest growing crime in America these days? If you guessed cybercrime, you’d be right. With over 16.7 million victims of identity theft each year, it is imperative that farmers protect themselves and the others they work with, or potentially become just another statistic we hear about on the […]
Farm & Ranch Insurance vs. Homeowners Insurance: Which Do You Need? Learn several of the differences between Farm and Ranch Insurance and Homeowner’s Insurance While similar, there are some major differences between Farm and Ranch insurance vs. Homeowner’s insurance. It’s not as if one type of policy covers your personal property and liability while the […]
What hazards are hiding in your farm? Learn about manure pit hazards. Today, we’re going to talk about a hazard that many farmers don’t think about until it’s too late, your manure pit. Manure pits pose a serious hazard to even the most seasoned of farm workers. In fact, three Ohio brothers sadly just passed […]
There’s more to know about starting a horse farm. Learn more about limiting your Equine Liability. Happy Monday, my friends! I didn’t mean to leave you hanging, but let’s be honest…you have other things going on in your life besides daydreaming about your horse farm and reading stuff on the internet, don’t you? WELCOME BACK! […]
Read about Insurance Coverage you should have for your Horse Farm, Part 1 Learn about Horse Farm Insurance. Many Equine enthusiasts take their passion for horses to the next level and start their own farms. Are you one of those people? As with any other business, a horse farm comes with risks of its own, […]
Don’t play “Chicken” with passenger cars while in your tractor, or other large pieces of farm machinery. Read about everyday safe driving tips for Farm Machinery. Accidents are often caused between farm equipment and vehicles on public roads while traveling from one location to the next. How are you supposed to avoid finding yourself in […]
Learn about your potential liability exposures. Like many farmers, you are planning to sell your crops at your local farmer’s market this season. How well does your current farm insurance program cover your liability exposure in that endeavor? Have you added retail exposure the farmer’s market? When selling your fruits, vegetables, meats, or jarred items […]
Will my homeowner’s insurance cover me since I’m not a commercial farmer? Like any business endeavor, your farm can be both a full-fledged company or treated as just a hobby. That said, regardless of how you treat your farming activity, one thing that you need to protect yourself is proper insurance coverage. “Will my homeowner’s […]
