Farms & Agriculture Insurance
Your Farm is Not the Same as it was 5 Years Ago. Is Your Insurance?
5 subtle changes that lead to a completely different farm over time Most farmers don’t wake up one morning and decide, “today I’m going to completely change my operation!” These things happen gradually. Maybe you added a few more acres year one. Year two brought a new tractor and more livestock. The third year, you…
Read MoreThe Short on Nuclear Trickle-Down
Discover a few practical impacts of nuclear verdicts on local Ohio businesses. Learn why small and Main Street Ohio businesses should take nuclear verdicts seriously. Ohio ranks 7th in the nation by population and 5th in the nation as home to big corporations. It’s a business-friendly state with geographically convenient access among its major population…
Read MoreHunting On the Farm
Hunting season is just around the corner. As a farmer with land, you should fully understand the risk you expose yourself to when allowing hunting on your property. Let’s look at your risk as the landowner when hosting visiting hunters and hopefully answer some of your questions. Perhaps you are a hunter and enjoy having…
Read MoreWhat the Recent Cyclosporiasis Outbreak Reminds Us About Risk on the Farm
If you’ve been following agricultural news lately, you’ve probably seen reports about parasite-related illnesses linked to fresh produce. While these situations are relatively uncommon, they can spread quickly through the news cycle and create concern among consumers, retailers, and producers alike. Whether your farm grows produce, raises livestock, or produces grain, stories like these are…
Read MoreDon’t Get Caught Swimming Naked
Warren Buffett once said, “Only when the tide goes out do you discover who’s been swimming naked.” A lot of Ohio farms are carrying insurance that looks fine on paper until something actually goes wrong. That usually becomes obvious after a major fire, tornado, equipment loss, liability claim, or livestock issue. At that time, it’s…
Read MoreIs Your Farm Covered for Spring’s Unpredictable Weather?
As an Ohio farmer who’s been in the game a long time, you already know spring has a tendency to get a little messy. What’s changed in recent years, though, is how extreme it’s been getting. One week it’s dry and you hope to get in the field early. Next week you’re dealing with standing…
Read MoreThe Insurance Side of a Healthy Farm
If you’ve been paying attention to what’s happening in agriculture lately, you’ve probably heard the term regenerative farming. It’s more than just a buzzword—it’s a movement that’s all about giving back to the soil, not just extracting from it. I’ve had more and more conversations, recently, with farmers who are experimenting with cover crops, reducing…
Read MoreThe Personal Side of Farm Insurance: More Than Just a Policy
When most people think of farm insurance, they imagine numbers on a spreadsheet, legal jargon, and the agreement to protect property and equipment for set prices. But for farmers and their families, it’s much more than that. It’s personal. Farms aren’t just businesses—they’re homes, legacies, and lifestyles. They’re where families gather for Sunday dinners, where…
Read MoreA Closer Look at the Costs of Tariffs to American Farmers
Recently, tariffs have increasingly become a tool in U.S. trade policy, aimed at protecting domestic industries and negotiating international trade deals. Often regarded as a means to bolster American economic strength, the impact of tariffs on certain sectors – particularly agriculture – can prove to be disruptive. American farmers know that tariffs mean lost marketing…
Read More5 Common Farm Insurance Mistakes and How to Avoid Them
Farming is a complex and high-risk business endeavor, which faces everything from unpredictable weather patterns to fluctuating market prices. Insuring yourself and your operation properly helps protect your livelihood. However, farm insurance is largely misunderstood, causing farmers to make mistakes with their policies, potentially risking financial ruin in the event of a loss. To help…
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