Warmer weather is just around the corner for Northeast Ohio and now is the time to get your central air conditioning system ready. Most homes in Greater Cleveland use as split system. Split systems are sealed and pressurized and use circulating refrigerant to create the cooling for your home. Keeping your system running properly starts […]
Read about a real-life situation involving auto insurance and a young adult driver. Learn why named non-owned auto liability coverage is needed for some young drivers. Every generation is different. One difference I never imagined was that large numbers of kids in any generation would put off obtaining a driver license. For baby boomers, a […]
Water damage claims continue to mount for insurance companies and newer technology is available to reduce or even eliminate these losses. One of our partner companies reported in 2022 41% of their property losses were related to interior water damage. Frozen pipes, broken water supply lines or failure of Polybutylene pipe. No matter the cause […]
Today we celebrate the life and legacy of Dr. Martin Luther King Jr.. Everybody is familiar with Dr King’s “I Have a Dream” speech, but some of Dr. King’s lessor known quotes are as poignant as ever today. Here are a few. “The function of education is to teach one to think intensively and to […]
Schools out for Summer a classic rock song by Alice Cooper shouts about being bored and having no intelligence, while these lyrics may sound harsh today, they are very appropriate when it comes to describing the deadliest driving time for teens. Each year a disproportionate number of teen driving deaths occur between Memorial Day and […]
Every episode of Pinky & the Brain featured the question, “what are we going to do today, Brain?” Always with the retort, “same thing we do every day, Pinky, try to take over the world!” While you may not be trying to take over the world, one thing you should at least be thinking of […]
In the past auto insurance rates were based on factors such as the drivers age, your driving history (based on your motor vehicle report MVR) location and your insurance score (a credit-based tool used to assess risk). Insurtech has changed that! Usage-based Insurance (UBI) starts with the use of a monitoring device that is typically […]
Learn that short-term rental of a homeowner’s residence involves more than making money. Read a few scenarios that are not covered by the typical homeowner’s insurance policy. The neighbors are doing it. Your friend is doing it. It’s so popular, even Grandma down on the old farm is doing it. Doing what? They are all […]
A couple of easy tips to keep you safe on the road. In less than 2 weeks we will be changing our clocks to Eastern Standard Time in Northeast Ohio, hopefully for the last time. While we fall back and get an extra hour of sleep it means we will be doing more driving in […]
Discover a few homeowner’s insurance basics through iconic gameshow format. Learn about homeowner’s insurance by testing your response to specific clues. Here’s the clue. Iconic gameshow in which contestants select a category from a box grid of options labeled by difficulty level in ascending dollar amounts. Contestants listen to/read the answer, and then respond […]
