What Lies Ahead for Churches Looking for Insurance?

What Lies Ahead for Churches Looking for Insurance

Over the past six months our agency has seen a massive increase in calls for insurance coverage for Churches that have had their insurance coverage cancelled. What lies ahead is unknown except many of these Churches are going to have sticker shock. Premium increases have been affecting all lines of Property and Casualty Insurance. But […]

Is the Time Right to Purchase an Apartment Building?

Is the time right to purchase an apartment building

Is this the time to jump into the commercial real estate market and purchase an apartment building in Greater Cleveland?  While real estate prices in Cleveland remain fairly affordable there are signs that 2025 may see price increases faster than the national average. For investors many markets have priced themselves out of range for new […]

Blowin’ In The Wind

Tree fallen on house roof

This has been a beautiful fall in Northeast Ohio warm weather and not a lot of rain but the winds have been howling, garbage cans blown around leaves everywhere and a couple of large trees in my neighborhood have been blown over. So, does insurance cover fallen trees? Homeowner’s insurance covers the cost of damage […]

Back to School, the Basics of Insuring your Investment Property

Insuring your Investment Property

As a commercial property owner, safeguarding your investment is paramount. Real estate insurance provides the essential coverage to protect your property from unforeseen risks businesses face, which can encompass property damage, liability, business interruption, and specialized coverages like equipment breakdown. The scope of real estate insurance is broader than most personal insurance because businesses often […]

Protect Your Church From a Troubling Surge in Vandalism

Protect your Church from a troubling surge in vandalism

Vandalism has occurred throughout Greater Cleveland’s Churches. From Annunciation Greek Orthodox Church in Tremont, to Immaculate Conception Church in Willoughby to St. Francis de Sales in Parma no area Churches are immune from this troubling trend. But what can a Church do? Locking your doors and walking away is not enough today and with more […]

Why Are the Values of My Buildings Going up Faster Than Inflation?

Investment Shopping Center

Over the last 18 months I have heard time and time again that the increase in my apartment, strip center or office building’s value(s) is/are being increased too much. These unverified statements can create issues at renewal if they are not addressed beforehand. What is driving higher than normal building value increases? A number of […]

Don’t Be Beat By The Heat!

Don’t be beat by the heat

Warmer weather is just around the corner for Northeast Ohio and now is the time to get your central air conditioning system ready. Most homes in Greater Cleveland use as split system. Split systems are sealed and pressurized and use circulating refrigerant to create the cooling for your home. Keeping your system running properly starts […]

Stop Damaging Roof Dams Now

Stop Damaging Roof Dams Now

Preventing Ice dams on your Church’s roof. Christmas is a week away! Do you remember the below 0 weather last Christmas? I do and I clearly remember all of the calls the agency received 2 weeks later when the weather warmed up and Churches started calling us that water was dripping thru the ceiling of […]

Don’t Find Yourself Out On The Street, Without Insurance

image of commercial building

Owners of multifamily housing are seeing an upheaval in their renewals this year if they are even being offered one! The multifamily and rental property industry has been facing a challenging market place for several years but this past year and the next 24 months may put many landlords out on the street without coverage. […]