Don’t be an April Fool- During Distracted Driving Awareness Month

Distracted Driving Awareness Month

I just wrote about distracted driving in a blog geared towards Artisan Contractors, however with April being Distracted Driving Awareness Month several items bear repeating! According to the National Highway Traffic Safety Administration, in 2020 3,142 lives were lost in crashes involving distracted driving. Drivers between the ages of 16 and 24 have been involved […]

Moving Pieces and Parts. Automobile Insurance for Trade Contractors.

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Learn about owned, non-owned, and hired automobile insurance for trade contractors. Read why trade contractors need more than business-owned automobile insurance. The main stage for trade contractors is the job site. Pieces and parts are routinely put together, either for repair, renovation, or new construction. Those pieces and parts don’t magically appear at job sites; […]

A Few Tips for the College-Bound


We all know that college is very expensive. Something you may not expect is an unanticipated accident or theft, not covered by your insurance policy. If you have a student heading away to college, such as Cleveland State, Baldwin Wallace, or John Carroll, below are a few tips to help you get the most out […]

Grab a Pencil, Trade Contractors

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Read four scenarios relating universal life events with trade contractors’ need for insurance. Learn a few insurance basics by taking a quiz focused on trade contractors and insurance. It’s September 2020, and we’re all back to school in one way or another. In the spirit of back-to-school, today’s blog is presented in quiz format. The […]

Understanding Ohio’s Comparative Negligence Law

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Forty-six states including Ohio have instituted comparative or modified comparative negligence laws to determine who is at fault in a car accident involving two or more vehicles. (read more) To better understand comparative negligence, a quick history lesson of contributory negligence may help. Still used by four states and the District of Columbia to determine […]

Turn Driving “On” and Distractions “Off”

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Learn why distracted driving is putting upward pressure on automobile insurance rates. Read a few basics about distracted driving and distracted driving laws. Distracted driving is a growing public safety problem. Always being “on” or “on the go” is dangerously turning “off” safe driving habits. From the morning cup of coffee on the drive into […]

If You E-Scoot, Be Astute


Discover the gap between legal liability and insurance availability for e-scooter users. Read why e-scooters aren’t really as affordable as vendors say they are. Heads up, Cleveland. It’s “take 2” for e-scooters in select parts of the city. Two weeks ago, some adventurous/curious/hop-on, hop-off enthusiasts took to area streets on electric scooters. This is now […]