Celebrate! It’s National Grilling Month!

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Barbecue safety tips for National Grilling Month Learn how to be safe this grilling season This blog is not going to quibble over the differences between grilling and barbequing because I love to cook, using each method. Whether smoking chicken thighs as I did last Saturday to the hotdogs, burgers and corn I grilled on […]

It’s a Small World in a Big Way

homeowner’s insurance premium

By John Bouhall, CPCU Learn how your homeowner’s insurance premium is affected by big realities. Read three key factors impacting your homeowner’s insurance premium. The current and foreseeable trend in the homeowner’s insurance market is rising premiums. Three main factors are driving this upward trend, which is and will continue to affect the average price […]

Do you NEED a Farm Insurance Policy?

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Farm & Ranch Insurance vs. Homeowners Insurance: Which Do You Need? Learn several of the differences between Farm and Ranch Insurance and Homeowner’s Insurance While similar, there are some major differences between Farm and Ranch insurance vs. Homeowner’s insurance. It’s not as if one type of policy covers your personal property and liability while the […]

A Few Tips for the College-Bound


We all know that college is very expensive. Something you may not expect is an unanticipated accident or theft, not covered by your insurance policy. If you have a student heading away to college, such as Cleveland State, Baldwin Wallace, or John Carroll, below are a few tips to help you get the most out […]

5 Tips for Fire Pit Safety


Firepit safety checklist Don’t get burned by your firepit As Covid-19 has changed my social life, sitting around the fire pit on a Saturday evening has become a normal event for me. After using the pit for the last time on Halloween, I covered it and put it away for the season. When I took […]

Spring Additions to Include in your Homeowners’ Insurance Policy


Prepare for the weather by ramping up your standard Homeowners’ Insurance policy. April showers bring May Flowers. But what does April’s other temperamental weather bring to your home? From spring thaws to hail to tornadoes and flooding, ensure that your home insurance covers the potential damages caused by spring weather. Your Standard homeowners’ insurance policy  (HO-3) […]