Read about recent changes to my own homeowner’s insurance policy. Learn why the long-run stability of your homeowner’s insurance company is important. My homeowner’s insurance policy renewed recently, and I got IMPORTANT mail from my homeowner’s insurance company. The IMPORTANT mail focused on recent changes to my homeowner’s insurance policy, most of which apply to […]
Water Water Everywhere
Water damage claims continue to mount for insurance companies and newer technology is available to reduce or even eliminate these losses. One of our partner companies reported in 2022 41% of their property losses were related to interior water damage. Frozen pipes, broken water supply lines or failure of Polybutylene pipe. No matter the cause […]
Burn and Churn Spills Over to the Average Homeowner
Learn how parts of the homeowners’ insurance pool are impacting the whole. Read why repetitive weather extremes affect your homeowner’s insurance premium. Insurance is a big pool of risks. What was once predictable within an acceptable range in the deep end is literally burning up and blowing through risk models, causing noticeable churn in the […]
Celebrate! It’s National Grilling Month!
Barbecue safety tips for National Grilling Month Learn how to be safe this grilling season This blog is not going to quibble over the differences between grilling and barbequing because I love to cook, using each method. Whether smoking chicken thighs as I did last Saturday to the hotdogs, burgers and corn I grilled on […]
It’s Weather, Not Whether
Read current trends related to windstorm/hail in the Ohio homeowner’s insurance market. Learn why and how windstorms and hail affect homeowner’s insurance coverage in Ohio. In Ohio, windstorm or hail is an insured peril under the standard homeowner’s insurance policy. Importantly, Ohio is one of several states in which these two weather events are on […]
Home, Safe Home.
Real News for Ohio Homeowners …Winter is Pipe Burst Season
Discover five real and practical ways to safeguard your home from cold weather pipe bursts. Read how Ohio homeowners can lessen the risk of pipes freezing and bursting. Real cold. Real conditions. Real concern. If the outdoor temperature is below freezing, insulation is poor or non-existent, then pipe bursts are an increased risk for homeowners […]
A Special 2020 “At Home” for the Holidays
Learn how your family can enjoy staying at home through the remaining 2020 holiday season. Read a special 2020 holiday poem about staying home during extraordinary COVID-19 times. ‘Twas three weeks before New Year’s, when all through the house Computers were clicking by touch of a mouse. The family was busy doing its best, In […]
3 R’s for the Small, Start-Up Trade Contractor
Learn 3 R’s that may help small, start-up trade contractors evaluate basic insurance needs. Read 3 R’s that frame property and liability insurance basics for small, start-up trade contractors. Resourceful. Resilient. Resolute. Three R’s that are hallmarks of the American spirit, particularly in response to difficult circumstances. Job loss or lessened work hours resulting from […]
Host with a Toast … To Responsible High School Grad Parties
Learn insurance coverage although not excluded is at risk for hosts who permit underage drinking in Ohio. Read suggestions for hosting a responsible high school graduation party. School is out, and high school graduation parties are in. For many parents, hosting a party is de rigueur, the required social custom for celebrating their child’s […]