Many Churches have already planned their summer mission trips for the year and I see youth groups and adults traveling to varied places from Biloxi Mississippi to the Potawatomi Indian Reservation in Wisconsin, but one thing is for certain if you are traveling in a 15-passenger van extra precautions must be taken. Depending on how […]
Up Up and Away-Commercial Auto Rates Are Rising
There are many reasons commercial auto rates are rising and as a business-owner you can control some of them. Inexperienced Drivers-A shortage of drivers caused by high demand, a retiring workforce and drivers leaving the industry. This turnover has put the industry in flux. As hiring standards are lowered more accidents are going to occur. […]
Summer Mission Trips Are Around the Corner, Are You Ready
What an exciting time for your Church’s youth as they get ready for their mission trips. While Church leaders are getting their students ready physically, spiritually and mentally don’t forget about the mundane. Make sure the Church’s vehicles are ready to complete their job, nobody wants to miss part of the mission trip experience while […]
Distracted Driving Everybody’s Problem
Commercial Insurance Rates Continue to Rise
What’s driving the hard insurance market for main street businesses? Ohio has always had a very competitive insurance market for small commercial businesses. As a result, premiums are lower than those in many neighboring states. However, rates have been trending up in several areas for the past several years and terms and conditions are being […]
Stop Backover Accidents in Your Commercial Auto Fleet
Approximately 60 occupational fatalities occur each year due to backover accidents. This number can be reduced by implementing additional safety standards for your commercial auto fleet and reduce your auto insurance premiums. OSHA’s standard for motor vehicles only requires a backup alarm “audible above the surrounding noise level” on any vehicle with “an obstructed view […]
Safe Drivers = Premium Savings = Increased Profits
Would you allow someone with little or no prior experience to operate a 100,000 piece of machinery? If not, why would you allow someone who has several speeding tickets and a couple at-fault accidents in the last three years to drive your new $80,000 truck in heavy urban traffic? The majority of auto accidents are […]
Snow Plow Insurance Rates are Heating Up
Insurance rates are going up Placing insurance for Snow Removal Contractors is becoming more difficult as more and more insurance companies are pulling out of the market. With winter right around the corner in Northeast Ohio what does that mean as you prepare for the season? Your insurance premium may be going up this year. […]
Injury to a Church Volunteer, Who Pays?
Steve, a hypothetical church volunteer in this example, is a longtime, trusted, and active church member. Steve helps the church in all manner of tasks, from participating in counting the weekly collection on Sunday morning to knocking off icicles on the church gutters. Recently Steve was injured on church property when he fell about six […]
Stop Backover Accidents in your Commercial Auto Fleet
Approximately 60 occupational fatalities occur each year due to backover accidents. This number can be reduced by implementing additional safety standards for your commercial auto fleet and reduce your auto insurance premiums. OSHA’s standard for motor vehicles only requires a backup alarm “audible above the surrounding noise level” on any vehicle with “an obstructed view […]