The Importance of Certificates of Insurance

Richey-Barrett Blog

Read more about the importance of a Certificate of Liability Insurance (COI). Working with numerous  Artisan Contractors I have learned it is often necessary for them to subcontract out parts of a project.  There are several key points to address when you hire the subcontractor to protect your business from loses and unforeseen expenses. The […]

Who Really Pays the Insurance Claim?

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Dealing with property claims is always a concern for you, the property business owner. Do you have enough insurance coverage for the loss? What if the loss is caused by a defective appliance such as a refrigerator, stove, electrical cord, and/or a water supply line? Suppose you are a landlord, and the property loss is […]

Ready Reference for Recreational Boatowners

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Read about key factors to consider when purchasing personal boatowner’s insurance. Learn why many recreational boatowners should obtain boatowner’s insurance. The dog days of summer have hit uber levels recently, a whistle call for recreational boaters. With Lake Erie nipping the full expanse of Ohio’s northern footprint, area boaters are drawn to this natural waterpark […]

Oh No! When Your Church Upsets More Than Stomachs

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What do the church picnic, annual potluck, and bake sale fundraisers all have in common? Give up? The answer is people helping people in a multitude of different traditions. The classic summertime picnic for your church is usually the highlight of the events and is greatly anticipated by all. The thoughts of what dish I […]

Mechanical Breakdown Insurance More Than Boiler Insurance

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During a heatwave, many systems are being worked to their limit. This heavy workload could cause a mechanical breakdown. Insurance for mechanical breakdowns/equipment breakdown can be purchased as a separate policy or as an endorsement to your commercial insurance policy, Equipment Breakdown: A standard policy will cover the following types of equipment. Electrical systems-Including electric […]

Apartment Safety Starts With Good Housekeeping

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When you think apartment housekeeping, you probably think of jobs like tenants keeping their units clean, the garbage being picked up from the dumpster and the front of the building’s street appeal. But what about those housekeeping items that, if ignored, could lead to safety issues? Lighting, exits, floors, and stairs, if not properly maintained, […]

Bring Back Church Socials

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Learn why bringing back church socials may be positive for your church. Read five suggestions to bring back church socials. What exactly is a church social? You won’t find the term “church social” in the Bible or Merriam-Webster’s dictionary. So, what is a church social? For the purposes of this blog, I’ll exercise creative license […]

Smoke & CO Detector Safety

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Anyone who owns a rental or investment property knows the importance of making sure their assets are well protected from dangers of damage. Maintaining a smoke alarm is more than just changing the battery and testing the alarm with a stick or by pressing the ‘battery test’ button. You need to know that it will […]

Commercial Drones are On the Rise

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Learn a few basics about commercial drones and insurance for commercial drones. Read why commercial drones are on the rise and why you need drone insurance. Technology continues to put it out there and change what and how things are done. Commercial drones are on the rise, literally, and have the potential to bring about […]