Actual Cash Value (ACV) vs. Replacement Cost Insurance

Richey-Barrett Blog (2)

Small and medium size business (SMB) owners have a multitude of responsibilities and concerns with running their own business. I understand your concerns because I own a business too. And if you own the commercial property your business is in you have (at least) two businesses to worry about. One of the most important decisions […]

Stop Backover Accidents in your Commercial Auto Fleet

Richey-Barrett Blog (3)

Approximately 60 occupational fatalities occur each year due to backover accidents. This number can be reduced by implementing additional safety standards for your commercial auto fleet and reduce your auto insurance premiums. OSHA’s standard for motor vehicles only requires a backup alarm “audible above the surrounding noise level” on any vehicle with “an obstructed view […]