If you’ve been following agricultural news lately, you’ve probably seen reports about parasite-related illnesses linked to fresh produce. While these situations are relatively uncommon, they can spread quickly through the news cycle and create concern among consumers, retailers, and producers alike. Whether your farm grows produce, raises livestock, or produces grain, stories like these are…

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Barbecue safety tips for National Grilling Month Learn how to be safe this grilling season This blog is not going to quibble over the differences between grilling and barbequing because I love to cook, using each method. Whether smoking ribs and pork belly like I did for the 4th of July or grilling steaks last…

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Learn why Ohio is a robust market for homeowners’ and personal auto insurance. Discover the value added by doing business with an independent insurance agent. It turns out that “Ohio, The Heart of it All” is not just a marketing slogan. Ohio is perhaps the truest reflection of Americana than any other U.S. state. While…

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Vandalism has occurred throughout Greater Cleveland’s Churches at an alarming rate. From Annunciation Greek Orthodox Church in Tremont, to Immaculate Conception Church in Willoughby to St. Francis de Sales in Parma, or the cars that were recently vandalized at area Churches including Olivet Institutional Baptist Church, no area Church is immune from this troubling trend.…

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main street

Learn about the enduring quality and appeal of small businesses. Read a few suggestions for small businesses evaluating opportunity and strategy. As the country prepares to celebrate its 250th birthday next month, let’s remember to honor the ingenuity and resilience of small businesses, especially here in Northeast Ohio. They’ve been around from our agrarian roots,…

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Warren Buffett once said, “Only when the tide goes out do you discover who’s been swimming naked.” A lot of Ohio farms are carrying insurance that looks fine on paper until something actually goes wrong. That usually becomes obvious after a major fire, tornado, equipment loss, liability claim, or livestock issue. At that time, it’s…

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Subcontractors are an essential part of most construction projects. Subcontractors often bring expertise for a specific type of work (plumbing, HVAC, Concrete), flexibility and the ability to increase your workforce without hiring additional staff that may not be utilized at all times. According to the U.S. Bureau Of Labor Statistics 1 in 5 construction workers…

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Read about personal risk exposure involved with food delivery service driving. Learn important facts every personal automobile insurance policyholder should know. Love them or not, food delivery services are a cultural presence in the U.S.  As long as DoorDash, Uber Eats, Grubhub, etc. are profitable, they will be in business. Especially popular in large cities…

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Owning an apartment complex in Greater Cleveland is a major investment and it comes with continuous responsibility. It’s essential to understand how apartment maintenance works to protect your building’s value, attract long-term tenants. There’s a lot to consider, from preventive maintenance to emergency responses. Why is Building Maintenance a Top Priority? Neglecting apartment maintenance may…

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By John Bouhall, CPCU Learn about shifts in the application of the doctrine of ministerial exception. Read why employment practices liability insurance is worth it for religious entities. When’s the last time you grumbled to yourself, “Is anything sacred anymore?”?  It’s a sobering question. While we all have different backgrounds, experiences, and opinions, the standard…

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