Splash into Pool Safety

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Finally the first weekend with beyond gorgeous weather, that makes everyone starting to think of all the upcoming summertime fun! If you own a pool at one of your investment properties, it may be time to start planning the pre-summer maintenance your pool requires. Everyone knows the saying “Safety first!” Therefore, let’s review some basic […]

What Property Insurance Options Do I Have For My Church?

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As we drive through the countryside we cannot help but to enjoy the different scenery some plain and some really interesting. Some of the most diverse buildings I think you will find are Churches. Some are simple and plain while others are very stately built with stone, and can be very ornate.  I was recently […]

AED’s: Don’t Let Your Business Go Into Cardiac Arrest

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The main goal of any business owner is working to increase sales and revenues. By growing sales more people are discovering and returning to your establishment. Unfortunately, the additional customers that are flowing in and out of the business increase the chances that somebody has sudden cardiac arrest. Currently, sudden cardiac arrest is one of […]

Contractor’s Pollution Liability (CPL): What it is and why it is Necessary

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Contractors – do you need Pollution Liability coverage? Have you discussed the pollution exclusion in your General Liability policy with your agent? Contractor’s pollution liability (CPL) provides third party coverage for bodily injury, property damage, clean up expense and defense expense as a result of your creation of a condition that is considered pollution. This […]

Injury to a Church Volunteer, Who Pays?

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Steve, a hypothetical church volunteer in this example, is a longtime, trusted, and active church member. Steve helps the church in all manner of tasks, from participating in counting the weekly collection on Sunday morning to knocking off icicles on the church gutters. Recently Steve was injured on church property when he fell about six […]

Host with a Toast … To Responsible High School Grad Parties

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Learn insurance coverage although not excluded is at risk for hosts who permit underage drinking in Ohio.   Read suggestions for hosting a responsible high school graduation party. School is out, and high school graduation parties are in. For many parents, hosting a party is de rigueur, the required social custom for celebrating their child’s […]

Would You Invest $100 to Save a Life?

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As the owner of rental properties, if you could reduce your economic loss by reducing the size of a cooking fire for approximately $50.00 per unit would you do it? You can do this with a simple item called StoveTop FireStop .   According to the National fire Prevention Association (NFPA) a kitchen fire starts […]

Apartment Owner’s Insurance 102

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Basic insurance topics for a Landlord were addressed a few weeks ago in my blog “Crafting a Solid Insurance Program for Owners of Apartment Buildings.” A new semester is starting (read more) The previous blog addressed property insurance including business income, general liability insurance, equipment breakdown, crime insurance and auto insurance. However, the owner of […]

When Is a Window More Than Just a Window?

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Stained glass windows do so much more than keep the weather out and let light in. The soothing colored light that reflects through your stained glass windows provides your Church, Temple or Mosque with a calming and reverent atmosphere that has a very real emotional impact on your church members, friends and visitors alike.  Your […]