You remember the commodity price boom during Covid, right? I’ll bet you do! You probably celebrated windfall profits during that time. Those years are in the past though, and now you’re most likely feeling the sting of low crop prices coupled with increased operating costs. How are you to properly manage the financial side of […]
Learn a new impact of bad weather on good business for licensed roofers. Read about a few changes in the property insurance market that affect claim payouts. For licensed roofing contractors, bad weather means good business. Until recently, property insurance companies routinely authorized the replacement of insured residential and commercial roofs damaged by wind or […]
To me summer is still in full swing but to Ellen my wife it’s winding down as her first teachers’ meeting is today! So, it is probably a good time to start thinking about some travel safety tips as students start heading back to school in Northeast Ohio. While safety tips for kindergartners and college […]
Learn why the needle is spiking upward in out-of-pocket insurance expenses. Read about changes in property insurance coverage that raise out-of-pocket expenses. By John Bouhall, CPCU It takes more than one wildfire, hurricane, or severe weather event to move the needle, and the needle is spiking upward. Property damage resulting from these perils is so […]
Vandalism has occurred throughout Greater Cleveland’s Churches. From Annunciation Greek Orthodox Church in Tremont, to Immaculate Conception Church in Willoughby to St. Francis de Sales in Parma no area Churches are immune from this troubling trend. But what can a Church do? Locking your doors and walking away is not enough today and with more […]
Commercial insurance is fundamental to the financial health and stability of modern economies. At its core, a business insurance policy is a method of risk transfer from the commercial policyholder to the insurer. The terms of the risk transfer are contractually defined by the terms, conditions, and limits of the insurance policy. However, not all […]
When was the last time you sat down and read the lengthy, confusing, and if we’re being honest, quite boring, pages of your farm insurance policy? Thought so. You don’t have time to devote to poring over insurance language pages. Yet those sheets contain invaluable information you may want to know – for example, who […]
Working with many Artisan Contractors, I have learned it is often necessary for them to subcontract out parts of a project. There are several key points to address when you hire a subcontractor to protect your business from loss and unforeseen expenses. Several of the key points as to why a Certificate of Insurance is […]
Learn why electric bicycle owners need specific property and liability insurance. Read about standard insurance coverage restrictions applicable to electric bicycles. Electric bicycles are gaining traction with outdoor enthusiasts. Within the last two weekends alone, I’ve noticed several people riding them on the paved paths throughout the Cleveland Metroparks. Because of the pedal-assist and throttle […]
Over the last 18 months I have heard time and time again that the increase in my apartment, strip center or office building’s value(s) is/are being increased too much. These unverified statements can create issues at renewal if they are not addressed beforehand. What is driving higher than normal building value increases? A number of […]
