Would You Invest $100 to Save a Life?

Richey-Barrett Blog (11)

As the owner of rental properties, if you could reduce your economic loss by reducing the size of a cooking fire for approximately $50.00 per unit would you do it? You can do this with a simple item called StoveTop FireStop .   According to the National fire Prevention Association (NFPA) a kitchen fire starts […]

Apartment Owner’s Insurance 102

Richey-Barrett Blog (13)

Basic insurance topics for a Landlord were addressed a few weeks ago in my blog “Crafting a Solid Insurance Program for Owners of Apartment Buildings.” A new semester is starting (read more) The previous blog addressed property insurance including business income, general liability insurance, equipment breakdown, crime insurance and auto insurance. However, the owner of […]

When Is a Window More Than Just a Window?

Richey-Barrett Blog (8)

Stained glass windows do so much more than keep the weather out and let light in. The soothing colored light that reflects through your stained glass windows provides your Church, Temple or Mosque with a calming and reverent atmosphere that has a very real emotional impact on your church members, friends and visitors alike.  Your […]

Memorial Day Reflection

Richey-Barrett Blog (10)

What does Memorial Day mean to you? To me, Memorial Day means the beginning of summer. It also means getting a chance to spend time with family and friends. This may not be the case for all people, however. For most people, Memorial Day is spent outdoors, enjoying some delicious barbecue with the people they […]

Do You Believe in Life After Death? Part Two

Richey-Barrett Blog

Learn how members of struggling mainline Protestant churches may find closure. Read practical suggestions for members of declining mainline Protestant churches. Part One of this blog appeared last month. I introduced the subject of mainline Protestant churches in the United States struggling to survive. Part Two acknowledges that while many of these churches continue in […]

Your Church Steeple is More Than a Landmark

Richey-Barrett Blog (4)

Churches and non-profit organizations like yours have some very unique insurance needs. Important protection is required for your organization that others don’t have to worry about. Your mission often times is to help people who have been affected by disaster. How can you help others if you cannot recover from a disaster yourself? Take your […]

Don’t Get Blown Away by a Cyberattack

Richey-Barrett Blog (1)

Read why your business should proactively address the real threat of a cyberattack. Learn the role cyber security and cyber insurance play in risk management. Cyberattacks are the fastest growing crime in the country. Every entity, organization, business, or individual that is connected to the Internet is a potential target. For those reading this, that […]

Actual Cash Value (ACV) vs. Replacement Cost Insurance

Richey-Barrett Blog (2)

Small and medium size business (SMB) owners have a multitude of responsibilities and concerns with running their own business. I understand your concerns because I own a business too. And if you own the commercial property your business is in you have (at least) two businesses to worry about. One of the most important decisions […]

Stop Backover Accidents in your Commercial Auto Fleet

Richey-Barrett Blog (3)

Approximately 60 occupational fatalities occur each year due to backover accidents. This number can be reduced by implementing additional safety standards for your commercial auto fleet and reduce your auto insurance premiums. OSHA’s standard for motor vehicles only requires a backup alarm “audible above the surrounding noise level” on any vehicle with “an obstructed view […]