Artisans make your work easier in the cold weather

Blog Background 9-16-19

Artisan Contractors are putting in long hours to get as much work completed before the weather turns cold in Northeast Ohio. But don’t forget you will need to prepare your equipment for winter before it is too late.  Below is a list that every contractor should address to avoid a mechanical breakdown that probably will […]

If You E-Scoot, Be Astute

CORRECT BACKGROUN

Discover the gap between legal liability and insurance availability for e-scooter users. Read why e-scooters aren’t really as affordable as vendors say they are. Heads up, Cleveland. It’s “take 2” for e-scooters in select parts of the city. Two weeks ago, some adventurous/curious/hop-on, hop-off enthusiasts took to area streets on electric scooters. This is now […]

Owners of Apartments in Greater Cleveland beware!

Richey-Barrett Blog (47)

New Code requires Carbon Monoxide Detectors in certain Ohio buildings Be aware of what? A huge liability exposure for you as the owner of residential rental properties and apartments in Greater Cleveland. Be aware of carbon monoxide – the odorless, colorless gas that is produced any time fossil fuel is burned. Gas ranges, ovens, furnaces […]

What’s It Worth to Us?

Richey-Barrett Blog (42)

Learn about functional value as a potential alternative for older church buildings Read why functional value may be a practical choice for older churches Generational shifts in church membership are real and widespread. With headcounts dropping and expenses maintaining at best, many churches are exploring options to cut costs. For those churches which qualify, the […]

Wondering about how General Liability Business Insurance is Rated?

Richey-Barrett Blog

Learn basic factors insurance companies use to price General Liability business insurance Read how General Liability business insurance is rated When you buy coffee at the neighborhood coffee shop, visit the dentist for a professional check-up, go grocery shopping, remodel your kitchen, or eat out at your favorite restaurant in Cleveland, you are supporting the […]

The Importance of Certificates of Insurance

Richey-Barrett Blog

Read more about the importance of a Certificate of Liability Insurance (COI). Working with numerous  Artisan Contractors I have learned it is often necessary for them to subcontract out parts of a project.  There are several key points to address when you hire the subcontractor to protect your business from loses and unforeseen expenses. The […]

Who Really Pays the Insurance Claim?

Richey-Barrett Blog (34)

Dealing with property claims is always a concern for you, the property business owner. Do you have enough insurance coverage for the loss? What if the loss is caused by a defective appliance such as a refrigerator, stove, electrical cord, and/or a water supply line? Suppose you are a landlord, and the property loss is […]

Ready Reference for Recreational Boatowners

Richey-Barrett Blog (36)

Read about key factors to consider when purchasing personal boatowner’s insurance. Learn why many recreational boatowners should obtain boatowner’s insurance. The dog days of summer have hit uber levels recently, a whistle call for recreational boaters. With Lake Erie nipping the full expanse of Ohio’s northern footprint, area boaters are drawn to this natural waterpark […]

Mechanical Breakdown Insurance More Than Boiler Insurance

Richey-Barrett Blog (33)

During a heatwave, many systems are being worked to their limit. This heavy workload could cause a mechanical breakdown. Insurance for mechanical breakdowns/equipment breakdown can be purchased as a separate policy or as an endorsement to your commercial insurance policy, Equipment Breakdown: A standard policy will cover the following types of equipment. Electrical systems-Including electric […]