Read about General Liability insurance pricing and limits for artisan contractors. General Liability Policy Rating and Limits for Artisan Contractors Artisan contractors are vital to modern life and commerce. Tectonic advances accompanied by both the Industrial Age and the Information Age have not outdistanced the ingenuity and survival of skilled craftspeople. Modern human society needs […]
Discover five property examples that investment property owners need to be aware of for insurance purposes. Learn why investment property owners should inventory their property. It is important for all investment property owners to inventory exactly what makes up their investment property. For insurance purposes, it is worth the owner’s time and effort to do […]
Discover three forms of cyber attack that pose a threat of loss to churches. Read common sense tips to lower your church’s risk of loss due to cyber attack. Churches may seem to be an unlikely target of cyber attack, but the reality is you never know who or what is lurking in the cyber […]
On the Saturday before Memorial Day last year within the span of 5 minutes, I received three phone calls from three different insureds that somebody had driven their car into a building damaging it and taking off (luckily nobody was injured). In this situation, Richey-Barrett insures the building owner and two tenants of the building. […]
Learn what individual condo unit owners and renters need to know about insurance. Read about the importance of properly insuring individual, residential condo units. Homeowners are usually aware of and want to purchase appropriate homeowner’s insurance to protect their interests. However, where the home is a residential condominium unit, people are often confused about the […]
Learn three basic considerations for investment property owners of individual condominium units. Read a snapshot of insurance coverage recommendations for condominium unit investment property. Individual condominium unit ownership is a real thing in the realm of investment property. Some fall into it indirectly, such as via inheritance. Some directly decide to purchase a condominium unit […]
Learn why auto telematics involves more than “plugging in” for personal lines auto insureds. Read about the use of auto telematics in rating personal lines auto insurance. We live in the Information Age. Round-the-clock communication is the new “plugged in”. Devices are connected and share data in real time. Auto telematics is a means of […]
Read why your business should proactively address the real threat of a cyberattack. Learn the role cyber security and cyber insurance play in risk management. Cyberattacks are the fastest growing crime in the country. Every entity, organization, business, or individual that is connected to the Internet is a potential target. For those reading this, that […]
Don’t neglect loss control basics for your church during these difficult times. On average 1,300 church fires are reported each year. With more than $40,000,000.00 in fire damage occurring in churches each year, this is a great time to review some basic loss control items throughout your physical plant. Arson comprises 25% of church fires, […]
Learn how the vacancy clause impacts your investment property insurance coverage. Read about potential scenarios involving vacant investment property. Knock, knock. Who’s there? Investment property vacancy. Building vacancy increases the likelihood of property loss. Vacancy and delay in discovering loss or damage go hand-in-hand. In turn, delayed discovery easily results in further damage and/or deterioration […]
