In the words of Chelsea Erieau, “stress acts as an accelerator: it will push you either forward or backward, but you choose which direction.” Let’s not kid ourselves here, of all the career choices in the nation, farming is certainly one of the most stressful. That said, it’s imperative to maintain the ability to both…

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This has been a beautiful summer in Northeast Ohio unless you have been trying to walk on the sidewalks in one of the neighborhoods that are in the middle of its sidewalk replacement program! Walking in the street or in the grass can be dangerous but, in the end, having nice level sidewalks throughout the…

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Discover a few homeowner’s insurance basics through iconic gameshow format. Learn about homeowner’s insurance by testing your response to specific clues.   Here’s the clue. Iconic gameshow in which contestants select a category from a box grid of options labeled by difficulty level in ascending dollar amounts. Contestants listen to/read the answer, and then respond…

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Understand some of the major conditions that can affect the operation of your heating boiler this winter. From Lakewood to Cleveland Heights, Greater Cleveland has some beautiful older apartment buildings. Most of these apartments are heated with cast iron boilers either using steam or hot water to operate the systems. Hartford Steam Boiler, one of…

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By John Bouhall, CPCU Here is the church, Mission, service, praise. Open the doors, Hands, heads, and hearts raise. Extend a hand, Gladly volunteer. Impart your skills, So needed right here. See with your eyes, Church buildings need care. Survey the grounds, Paint, seal, and repair. Plan through the year, Know what to expect. Fix…

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Many commercial buildings have fire sprinkler systems to reduce exposure to property loss and save lives if  unfortunately, you have a fire. In addition, a properly designed and maintained sprinkler system may save you money on your property insurance premiums. However, like any system it must be properly maintained so it is there for you…

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Read about General Liability insurance pricing and limits for artisan contractors. General Liability Policy Rating and Limits for Artisan Contractors Artisan contractors are vital to modern life and commerce. Tectonic advances accompanied by both the Industrial Age and the Information Age have not outdistanced the ingenuity and survival of skilled craftspeople. Modern human society needs…

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Barbecue safety tips for National Grilling Month Learn how to be safe this grilling season This blog is not going to quibble over the differences between grilling and barbequing because I love to cook, using each method. Whether smoking chicken thighs as I did last Saturday to the hotdogs, burgers and corn I grilled on…

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Discover five property examples that investment property owners need to be aware of for insurance purposes. Learn why investment property owners should inventory their property.  It is important for all investment property owners to inventory exactly what makes up their investment property. For insurance purposes, it is worth the owner’s time and effort to do…

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