If You E-Scoot, Be Astute
Discover the gap between legal liability and insurance availability for e-scooter users. Read why e-scooters aren’t really as affordable as vendors say they are. Heads up, Cleveland. It’s “take 2” for e-scooters in select parts of the city. Two weeks ago, some adventurous/curious/hop-on, hop-off enthusiasts took to area streets on electric scooters. This is now…
Read MoreThe Basics of Insurable Interest
Gino is buying a 14-unit apartment building that is structurally solid, but needs both maintenance and repair work. Three days ago Gino and Toby entered into a purchase contract in the amount of $300,000. Along with signing the purchase contract, Gino also put a $20,000. deposit down on the apartment building. Toby, the current owner…
Read MoreHappy Labor Day from Richey-Barrett Insurance
At Richey-Barrett, we cherish the hard work and dedication of our employees, as well as the hard work of our associates and friends. On September 2nd, 2019, we will observe Labor Day. Normally, people think of Labor Day as the holiday that signifies that kids are officially back in school, and the summer season is…
Read MoreOwners of Apartments in Greater Cleveland beware!
New Code requires Carbon Monoxide Detectors in certain Ohio buildings Be aware of what? A huge liability exposure for you as the owner of residential rental properties and apartments in Greater Cleveland. Be aware of carbon monoxide – the odorless, colorless gas that is produced any time fossil fuel is burned. Gas ranges, ovens, furnaces…
Read MoreA Checklist for New Board Members: Can You Check Yes?
As a new member on the board the journey you are beginning can be very rewarding in helping your church reach its’ goals but understanding your responsibilities is a key to that success. “But as for you, Daniel, conceal these words and seal up the book until the end of time; many will go back…
Read MoreWhat’s It Worth to Us?
Learn about functional value as a potential alternative for older church buildings Read why functional value may be a practical choice for older churches Generational shifts in church membership are real and widespread. With headcounts dropping and expenses maintaining at best, many churches are exploring options to cut costs. For those churches which qualify, the…
Read MoreParking Lot Safety and Inspection
How often do you get to your office go through the rear entrance and not even notice the condition of the parking lot your customers and guests see or not notice gradual deterioration of an item? Having a simple checklist can help. How often do you get to your office go through the rear entrance…
Read MoreWondering about how General Liability Business Insurance is Rated?
Learn basic factors insurance companies use to price General Liability business insurance Read how General Liability business insurance is rated When you buy coffee at the neighborhood coffee shop, visit the dentist for a professional check-up, go grocery shopping, remodel your kitchen, or eat out at your favorite restaurant in Cleveland, you are supporting the…
Read MoreSafe Church Policy
What is meant by the term “safe church policy”? Essentially, it is an intentional plan implemented by a church to prevent acts of sexual abuse. A safe church policy is designed to protect all persons from acts of sexual abuse, whether an alleged act is committed by a person of authority (i.e. minister, pastor, rabbi,…
Read MoreThe Importance of Certificates of Insurance
Read more about the importance of a Certificate of Liability Insurance (COI). Working with numerous Artisan Contractors I have learned it is often necessary for them to subcontract out parts of a project. There are several key points to address when you hire the subcontractor to protect your business from loses and unforeseen expenses. The…
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