Turn Driving “On” and Distractions “Off”
Learn why distracted driving is putting upward pressure on automobile insurance rates. Read a few basics about distracted driving and distracted driving laws. Distracted driving is a growing public safety problem. Always being “on” or “on the go” is dangerously turning “off” safe driving habits. From the morning cup of coffee on the drive into…
Read MoreEveryone Makes Mistakes. Are You Covered?
George, the contractor, has more than 20 years of experience in his craft although navigating the insurance part of his business can sometimes still be foggy. No business is able to run without some bumps and after a few unpleasant customer experiences, George decides to contact his trusty insurance agent to see what actions can…
Read MoreGetting your Apartment Building ready for another Cleveland Winter
Winter and freezing temperatures are forecast to roar back into Northeast Ohio in the next 24 hours or so, but there is still time to get out and complete a few simple tasks to help protect your property. You may also discover additional items that need improvements for next year and beyond. We all know…
Read MoreWhat Would Happen to Your Business if You Were Not There?
In many small businesses, one of the partners or shareholders may drive the bulk of the revenue to the business. This does not diminish the importance of the other partners or shareholders but it can create a huge problem if that person becomes disabled. A little known but great benefit to protect income for a…
Read MoreInsurance is Not the Answer to Prayer
Discover the three most common reasons churches receive property insurance claim denials. Learn why insurance is protection, but not the answer to prayer. Your church buys insurance for protection. Like any other organization, your church needs the practical benefits of insurance coverage to insulate it from financial loss. That said, insurance is not the answer…
Read MoreKeeping your Apartment Building Occupied
Keeping your apartment building occupied is paramount to profitability, but don’t be negligent in your application and screening process. The Department of Housing and Urban Development (HUD) has created regulations that define classes of people who can’t be discriminated against in the rental process. (read more) As a landlord, you may not discriminate in renting…
Read MoreWill 2020 Be Your Year for 20/20 “Vision”?
Read about the value of an independent insurance agent to start-ups and newly acquired businesses. Discover why an independent insurance agent is the value-added resource for commercial insurance. Hopes. Plans. Expectations. We’ve all got them in some form or another. 2020 is on the horizon. Are you thinking ahead, making plans, perhaps envisioning your own…
Read MoreTechnology Doesn’t Have to be New to Still be Effective
According to the Insurance Information Institute 30.2% of all church fires are started by lightning strikes. With that in mind, why don’t more churches have lightning rods? Lightning rods originally developed by Benjamin Franklin in the mid 1700’s still offer an effective method to divert the energy of a lightning strike. (read more) Lightning rods…
Read MoreSnow Plow Insurance Rates are Heating Up
Insurance rates are going up Placing insurance for Snow Removal Contractors is becoming more difficult as more and more insurance companies are pulling out of the market. With winter right around the corner in Northeast Ohio what does that mean as you prepare for the season? Your insurance premium may be going up this year.…
Read MoreIs Investment Property For You?
Investment property can serve as an income source and asset builder. Your resources, experience, goals, and tolerance for risk are deciding factors in the type and scale of investment you might make. Financial commitment is a given. Whatever money you put in to the investment is at risk. Be aware you can lose it all…
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