Read about the value of an independent insurance agent to start-ups and newly acquired businesses. Discover why an independent insurance agent is the value-added resource for commercial insurance. Hopes. Plans. Expectations. We’ve all got them in some form or another. 2020 is on the horizon. Are you thinking ahead, making plans, perhaps envisioning your own…

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According to the Insurance Information Institute 30.2% of all church fires are started by lightning strikes. With that in mind, why don’t more churches have lightning rods? Lightning rods originally developed by Benjamin Franklin in the mid 1700’s still offer an effective method to divert the energy of a lightning strike. (read more) Lightning rods…

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Insurance rates are going up Placing insurance for Snow Removal Contractors is becoming more difficult as more and more insurance companies are pulling out of the market. With winter right around the corner in Northeast Ohio what does that mean as you prepare for the season?  Your insurance premium may be going up this year.…

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Investment property can serve as an income source and asset builder. Your resources, experience, goals, and tolerance for risk are deciding factors in the type and scale of investment you might make. Financial commitment is a given. Whatever money you put in to the investment is at risk. Be aware you can lose it all…

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Learn and enjoy a few basic Halloween safety tips written in poetry format. Read a poem about trick or treat safety tips. Halloween. A one-of-a-kind holiday that many Americans anticipate with glee. Today’s blog is a trick or treat read, depending on your outlook. The ditty below contains some basic safety tips meant as fun…

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The median age in the United States continues to increase and Northeast Ohio is growing older faster than most other urban areas. With that in mind it is great to know the area is blessed with many great non-profit nursing homes and assisted living facilities that meet the needs of our aging society. Unfortunately, I…

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Keeping your tenants safe and avoiding liability Keeping it Safe As the owner of an apartment building in Northeast Ohio you are responsible for the safety of your tenants. While your liability insurance may provide coverage for your negligence if a tenant is assaulted or there is a break-in, having a security action plan will…

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Repairing or replacing your roof can be expensive. Spending a few minutes every six months looking closely at your roof can help you identify roof maintenance opportunities that will help prevent costly repairs later. It is also important to periodically check your homeowners insurance to make sure that serious roof damage is covered by your…

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Learn helpful checklist items for non-profit organizations planning a special event. Read about Make-A-Wish® of Northeast Ohio’s upcoming 29th Annual Halloween Benefit. What’s in a wish? Hope. Thought. The seed of lasting memories. The spark to a mission. Magic. There’s some powerful stuff in each one of these alone, and much more when joined together.…

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General Liability insurance coverage is protection against accidental occurrences which are not excluded by contract language. Common examples of covered General Liability claims are slips and falls on church property. A member or visitor may slip on ice in the parking lot in the winter months and end up with a broken leg and arm.…

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