Keeping it safe As the owner of an apartment building in Northeast Ohio, you are responsible for the safety of your tenants. While your liability insurance may provide coverage for your negligence if a tenant is assaulted or there is a break-in, having a security action plan will help you avoid these traumatic situations. Some…

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Over the last month, most church services stopped being held en masse but have moved to online via various apps and programs. During this time has your church done anything to move its giving to online or direct deposit? A bigger question has to do with the area’s aging population and more baby-boomers becoming snow…

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Spring is upon us and it seems like there are Artisan Contractors everywhere. Today, in the parking lot I saw two heating ventilation and air conditioning (HVAC) trucks and roofers inspecting the building across the street. With all of this work, all of a sudden you can’t lose sight of on-the-job safety. Safety has to…

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Are you a board member, employee, or volunteer of a non-profit entity/organization? If so, you should make sure the entity or organization you are affiliated with has appropriate Directors and Officers Liability Insurance. This is extremely important for a non-profit because it helps protect both the entity AND you from a lawsuit. What it isn’t:…

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Read about reporting a property loss under your business and commercial insurance policy. Learn how R E P O R T may help you stay on top of a business and commercial property loss. Unknown covers a lot of ground. Generally speaking, insurable property losses involve what is unknown, until it becomes a sudden and…

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Investment property can serve as an income source and asset builder.  Your resources, experience, goals, and tolerance for risk are deciding factors in the type and scale of investment you might make. Financial commitment is a given. Whatever money you put into the investment is at risk. Be aware you can lose it all if…

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Many artisan contractors may find themselves needing to dig a trench. It could be a plumber replacing a sewer line, a carpenter digging a foundation or a waterproofing contractor working on an existing structure. Spring is upon us in Northeast Ohio, and even with all of the issues with COVID-19, artisan contractors are getting back…

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Church pastors go about their business every day of the week. They are professionals frequently “on-call” visiting the elderly, consoling the sick, religiously educating youth and adults, officiating at religious ceremonies, praying for people everywhere, and preaching the Word. One of the thornier areas of pastoral professional duties is that of counseling. Church members can…

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March marks National Women’s History Month, a month dedicated to the contributions and legacies of women. It would be remiss of us to not recognize the women who make up our own field. The insurance industry is a women-dominated field, making up about 60% of the workforce each year. The kicker is women are underrepresented…

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Northeast Ohioans who operate independent businesses from home are a diverse population from stay-at-home parents to semi-retirees. Some are budding entrepreneurs, and some are earning money doing what they love to do. The bottom line is home-based businesses generate business income. The standard homeowner’s insurance policy covers some business personal property, but it excludes any…

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