Learn a few reasons why it is worth reviewing and updating your church by-laws. Read about the potential for good disruption in updating church by-laws. Social distancing directives will continue for the foreseeable future. While churches have adapted worship and operational functions to comply, uncertainty lingers. As disruptive as the coronavirus pandemic is, its physical…

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The main goal of any business owner is working to increase sales and revenues. By growing sales more people are discovering and returning to your establishment. Unfortunately, the additional customers that are flowing in and out of the business increase the chances that somebody has sudden cardiac arrest. Currently, sudden cardiac arrest is one of…

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Seriously though folks, is 2020 over yet?! If nothing else, this year has offered each and every one of us a reminder to not only live life to the fullest, but to properly prepare for the future. So far this year, we’ve had a pandemic sweeping through the country, murder hornets, floods, droughts, seemingly never-ending…

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Churches and non-profit organizations like yours have some very unique insurance needs. Important protection is required for your organization that others don’t have to worry about. Your mission often times is to help people who have been affected by disaster. How can you help others if you cannot recover from a disaster yourself? Take your…

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Learn 3 R’s that may help small, start-up trade contractors evaluate basic insurance needs. Read 3 R’s that frame property and liability insurance basics for small, start-up trade contractors. Resourceful. Resilient. Resolute. Three R’s that are hallmarks of the American spirit, particularly in response to difficult circumstances. Job loss or lessened work hours resulting from…

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Read why your business should proactively address the real threat of a cyberattack. Learn the role cyber security and cyber insurance play in risk management. Cyberattacks are the fastest growing crime in the country. Every entity, organization, business, or individual that is connected to the Internet is a potential target. For those reading this, that…

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Forty-six states including Ohio have instituted comparative or modified comparative negligence laws to determine who is at fault in a car accident involving two or more vehicles. (read more) To better understand comparative negligence, a quick history lesson of contributory negligence may help. Still used by four states and the District of Columbia to determine…

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Stained glass windows do so much more than keep the weather out and let light in. The soothing colored light that reflects through your stained glass windows provides your Church, Temple or Mosque with a calming and reverent atmosphere that has a very real emotional impact on your church members, friends and visitors alike. Your…

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Learn what investment property owners should know about water damage coverage. Read perspective about investment property insurance and water damage losses. It is absolutely true that water damage losses can be extensive and expensive. It is also true that property insurance is not designed and does not cover all risks of loss to property. Today’s…

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My friend, Joe, was informed by a tenant in one of his buildings early Sunday morning that a burglar broke into the apartment building and had stolen money from the coin operated washers and dryers. Not only was the door and doorjamb broken, but the damage to the washers and dryers was severe and a…

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