Roof Maintenance 101

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Repairing or replacing your roof can be expensive. Spending a few minutes every six months looking closely at your roof can help you identify roof maintenance opportunities that will help prevent costly repairs later. It is also important to periodically check your homeowners insurance to make sure that serious roof damage is covered by your […]

The Power of Wish and Mission

Learn helpful checklist items for non-profit organizations planning a special event. Read about Make-A-Wish® of Northeast Ohio’s upcoming 29th Annual Halloween Benefit. What’s in a wish? Hope. Thought. The seed of lasting memories. The spark to a mission. Magic. There’s some powerful stuff in each one of these alone, and much more when joined together. […]

All About Professional Liability Insurance Coverage for Your Church

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General Liability insurance coverage is protection against accidental occurrences which are not excluded by contract language. Common examples of covered General Liability claims are slips and falls on church property. A member or visitor may slip on ice in the parking lot in the winter months and end up with a broken leg and arm. […]

Clean Up or Pay Up

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Discover how inattention to proper clean-up could impact a business’ third-party liability. Read a scenario in which “clean up or pay up” could potentially apply to a commercial business. Whether you read it, hear it, or say it, there is definitely a common-sense ring to the phrase, “clean up or pay up”. It’s a first-party […]

Drip, Drip, Drip…There Go Your Profits

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One drip of water per second wastes 1,661 gallons of water per year according to the Department of Energy. Building owners need to develop strategies to keep consumption and heating costs down. While parts of Northeast Ohio are seeing rents increase, others are seeing decreases. What can a building owner or manager do to improve […]

Artisans make your work easier in the cold weather

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Artisan Contractors are putting in long hours to get as much work completed before the weather turns cold in Northeast Ohio. But don’t forget you will need to prepare your equipment for winter before it is too late.  Below is a list that every contractor should address to avoid a mechanical breakdown that probably will […]

Catastrophic Violence … An Occurrence with More Frequency

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Threats of violence have increasingly given way to actual acts of violence. The risks can be elevated when large gatherings of people congregate to protest a hot button social issue, and the protest turns from peaceful to incendiary. At the other end of the spectrum are situations which can and have recently culminated in a […]

If You E-Scoot, Be Astute


Discover the gap between legal liability and insurance availability for e-scooter users. Read why e-scooters aren’t really as affordable as vendors say they are. Heads up, Cleveland. It’s “take 2” for e-scooters in select parts of the city. Two weeks ago, some adventurous/curious/hop-on, hop-off enthusiasts took to area streets on electric scooters. This is now […]

The Basics of Insurable Interest

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Gino is buying a 14-unit apartment building that is structurally solid, but needs both maintenance and repair work. Three days ago Gino and Toby entered into a purchase contract in the amount of $300,000. Along with signing the purchase contract, Gino also put a $20,000. deposit down on the apartment building. Toby, the current owner […]

Happy Labor Day from Richey-Barrett Insurance

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At Richey-Barrett, we cherish the hard work and dedication of our employees, as well as the hard work of our associates and friends. On September 2nd, 2019, we will observe Labor Day. Normally, people think of Labor Day as the holiday that signifies that kids are officially back in school, and the summer season is […]