Spring is upon us and it seems like there are Artisan Contractors everywhere. Today in the parking lot I saw two heating ventilation and air conditioning (HVAC) trucks and roofers inspecting the building across the street. With all of this work all of a sudden, you can’t lose sight of on the job safety. Safety…

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Discover why a special insurance policy is recommended for electric bicycle users. Read about coverage gaps in personal lines insurance before riding an e-bike. You’ve heard the expression, “You say po-tā-to, I say po-tä-to.”. Consider the different meanings it conveys. The simplest understanding is that a potato is a potato. Same word, different pronunciation, same…

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Learn why bringing back church socials may be positive for your church. Read five suggestions to bring back church socials. What exactly is a church social? You won’t find the term “church social” in the Bible or in Merriam-Webster’s dictionary. So, what is a church social? For the purposes of this blog, I’ll exercise creative…

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Buildings built before 1978 may contain lead that was used in both interior paint and exterior paints how does Insurance address this? Greater Cleveland is alive with new apartment construction! There is building activity from Intro across from the Westside Market to Treo near the Duck Island neighborhood to the Ascent at the Top of…

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In many small businesses, one of the partners or shareholders may drive the bulk of the revenue to the business. This does not diminish the importance of the other partners or shareholders but it can create a huge problem if that person becomes disabled. A little known but great benefit to protect income for a…

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Read briefly about the Christian religious season of Lent followed by a new prayer. Discover a new prayer for Lent. Lent is a season of repentance in the Christian Church commemorating Christ’s fasting in the wilderness. Many Christians traditionally give up something during Lent, as a sacrifice intended to focus less on self and more…

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Learn basic factors insurance companies use to price General Liability business insurance. Read how General Liability business insurance is rated. When you buy coffee at the neighborhood coffee shop, visit the dentist for a professional check-up, go grocery shopping, remodel your kitchen, or eat out at your favorite restaurant in Cleveland, you are supporting the…

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Will my homeowner’s insurance cover me since I’m not a commercial farmer? Like any business endeavor, your farm can be both a full-fledged company or treated as just a hobby. That said, regardless of how you treat your farming activity, one thing that you need to protect yourself is proper insurance coverage. “Will my homeowner’s…

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Your home should be a safe place for your most valuable asset…your family. The precautions listed in this post will not only protect your family, but could also protect your home and all of the items you worked so hard for. Take a tour of your home to be sure there are no harmful chemicals…

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According to the Insurance Information Institute, 30.2% of all church fires are started by lightning strikes. With that in mind, why don’t more churches have lightning rods? Lightning rods originally developed by Benjamin Franklin in the mid-1700s still offer an effective method to divert the energy of a lightning strike. Lightning rods do not attract…

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