Farm Insurance Value…Good, Bad, & Ugly?
You’ve heard the words uttered many times over, you’ve likely even suggested to others—YOU GET WHAT YOU PAY FOR. We all must concede that this invaluable warning is far easier to preach than practice, as humans tend to choose one side or the other—where do you fall? I focus on helping farmers improve their protection…
Read MoreDistracted Driving Everybody’s Problem
Many trade contractors use their van or truck as their mobile office. Invoicing, credit card readers and receipts that need to be filed, are on the dash, shoved in the sun visor or in a cup holder, you get the picture. There is even a pickup that touts its rear tailgate as being flexible enough…
Read MoreIt’s a Small World in a Big Way
By John Bouhall, CPCU Learn how your homeowner’s insurance premium is affected by big realities. Read three key factors impacting your homeowner’s insurance premium. The current and foreseeable trend in the homeowner’s insurance market is rising premiums. Three main factors are driving this upward trend, which is and will continue to affect the average price…
Read MoreCrafting a Solid Insurance Program for Owners of Apartment Buildings
As the owner of an apartment building in Northeast Ohio you want a well built, solid building. As local insurance agents we want to build a solid property and liability insurance program for you. read more A well put together insurance program consists of several components just like your building. The insurance policy should include…
Read MoreA Non-Partisan CORONAVIRUS Message
Read about the important role church leaders have in basic coronavirus messaging. Discover a straightforward coronavirus message church leaders may consider delivering. Two years on, and the world is still battling coronavirus and the messaging regarding coronavirus. Worship communities have been a constant in prayers for healing and strength to endure. Still, coronavirus marches on…
Read MoreSubrogation, Part of the Claims Process
On the Saturday before Memorial Day last year within the span of 5 minutes, I received three phone calls from three different insureds that somebody had driven their car into a building damaging it and taking off (luckily nobody was injured). In this situation, Richey-Barrett insures the building owner and two tenants of the building.…
Read MoreWhat Type of Crime Grows Faster than your Crops?
Let’s talk about crime. What is the fastest growing crime in America these days? If you guessed cybercrime, you’d be right. With over 16.7 million victims of identity theft each year, it is imperative that farmers protect themselves and the others they work with, or potentially become just another statistic we hear about on the…
Read MoreCutting Corners Could Collapse Your Tent
Read about general requirements trade contractors must adhere to in order to work in Ohio. Learn why trade contractors need to understand state and local requirements before working. Trade contracting is a big tent term. Even the lone handypersonperforming minor repair work for a fee may be considered a contractor. It is the responsibility of…
Read MoreThe Christmas Tree Debate
The Christmas tree conundrum: real or fake? The kind of tree that adorns a person’s home during the holidays can provoke debate as much as Coke vs. Pepsi or Chevy vs. Ford. When it comes to Christmas trees, do you choose live or artificial? Do you cut your own at 611 Trees in Avon or…
Read MoreOwners of Apartments in Greater Cleveland Beware!
Be aware of what? A huge liability exposure for you as the owner of residential rental properties and apartments in Greater Cleveland. Be aware of carbon monoxide – the odorless, colorless gas that is produced any time fossil fuel is burned. Gas ranges, ovens, furnaces and boilers are some of the sources that can produce…
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