Don’t be an April Fool- During Distracted Driving Awareness Month
I just wrote about distracted driving in a blog geared towards Artisan Contractors, however with April being Distracted Driving Awareness Month several items bear repeating! According to the National Highway Traffic Safety Administration, in 2020 3,142 lives were lost in crashes involving distracted driving. Drivers between the ages of 16 and 24 have been involved…
Read MoreLessor’s Risk Only: Essential Insurance for Essential Risk
Learn why Lessor’s Risk Only insurance coverage is a must for investment property owners. Read about basic rating factors and classification levels used for Lessor’s Risk Only coverage. Risk is inherent in investment property ownership. While insurance is not designed to address every business risk, investment property owners need Property and General Liability insurance for…
Read MoreSound the Alarm
On Wednesday, March 23, 2022 at 9:50 am, the Ohio Emergency Management Agency and the National Weather Service will conduct a Statewide Severe Weather Tornado Drill. While holding a drill is important, your Church should also create an emergency plan in case there is a tornado or other severe weather condition while the Church is…
Read MoreProtect and Defend with Professional Liability/E&O Insurance
Read about Professional Liability/E&O Insurance and what types of businesses need it. Learn about Professional Liability/E&O Insurance, commonly written on a “claims-made” basis. Professional Liability Insurance is a type of commercial insurance that should be purchased by any business engaged in a profession. The business may be as small as a one-person sole proprietorship or…
Read MoreFarm Insurance Value…Good, Bad, & Ugly?
You’ve heard the words uttered many times over, you’ve likely even suggested to others—YOU GET WHAT YOU PAY FOR. We all must concede that this invaluable warning is far easier to preach than practice, as humans tend to choose one side or the other—where do you fall? I focus on helping farmers improve their protection…
Read MoreDistracted Driving Everybody’s Problem
Many trade contractors use their van or truck as their mobile office. Invoicing, credit card readers and receipts that need to be filed, are on the dash, shoved in the sun visor or in a cup holder, you get the picture. There is even a pickup that touts its rear tailgate as being flexible enough…
Read MoreIt’s a Small World in a Big Way
By John Bouhall, CPCU Learn how your homeowner’s insurance premium is affected by big realities. Read three key factors impacting your homeowner’s insurance premium. The current and foreseeable trend in the homeowner’s insurance market is rising premiums. Three main factors are driving this upward trend, which is and will continue to affect the average price…
Read MoreCrafting a Solid Insurance Program for Owners of Apartment Buildings
As the owner of an apartment building in Northeast Ohio you want a well built, solid building. As local insurance agents we want to build a solid property and liability insurance program for you. read more A well put together insurance program consists of several components just like your building. The insurance policy should include…
Read MoreA Non-Partisan CORONAVIRUS Message
Read about the important role church leaders have in basic coronavirus messaging. Discover a straightforward coronavirus message church leaders may consider delivering. Two years on, and the world is still battling coronavirus and the messaging regarding coronavirus. Worship communities have been a constant in prayers for healing and strength to endure. Still, coronavirus marches on…
Read MoreSubrogation, Part of the Claims Process
On the Saturday before Memorial Day last year within the span of 5 minutes, I received three phone calls from three different insureds that somebody had driven their car into a building damaging it and taking off (luckily nobody was injured). In this situation, Richey-Barrett insures the building owner and two tenants of the building.…
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