Learn how the vacancy clause impacts your investment property insurance coverage. Read about potential scenarios involving vacant investment property. Knock, knock. Who’s there? Investment property vacancy. Building vacancy increases the likelihood of property loss. Vacancy and delay in discovering loss or damage go hand-in-hand. In turn, delayed discovery easily results in further damage and/or deterioration…

Read More

Read about reporting a property loss under your business and commercial insurance policy. Learn how R E P O R T may help you stay on top of a business and commercial property loss. Unknown covers a lot of ground. Generally speaking, insurable property losses involve what is unknown, until it becomes a sudden and…

Read More

Insurance for AllProtecting your Investment Property I wrote a blog a couple of months ago about keeping your tenants safe and avoiding liability. Richey Barrett has also written and repeatedly posted information about active shooters at religious institutions. Now, these two topics need to come together! Management plans for landlords must address active shooter situations…

Read More

Thanksgiving is the festive time of year when we gather our loved ones to share in more than just gluttony, but in gratitude, in being intentionally thankful for all the good things in our lives. There is tradition and there is novelty, but at the heart of this treasured holiday is this sense of thankfulness.…

Read More

Investment property can serve as an income source and asset builder. Your resources, experience, goals, and tolerance for risk are deciding factors in the type and scale of investment you might make. Financial commitment is a given. Whatever money you put in to the investment is at risk. Be aware you can lose it all…

Read More

Learn and enjoy a few basic Halloween safety tips written in poetry format. Read a poem about trick or treat safety tips. Halloween. A one-of-a-kind holiday that many Americans anticipate with glee. Today’s blog is a trick or treat read, depending on your outlook. The ditty below contains some basic safety tips meant as fun…

Read More

Read about key factors to consider when purchasing personal boatowner’s insurance. Learn why many recreational boatowners should obtain boatowner’s insurance. The dog days of summer have hit uber levels recently, a whistle call for recreational boaters. With Lake Erie nipping the full expanse of Ohio’s northern footprint, area boaters are drawn to this natural waterpark…

Read More

During a heatwave, many systems are being worked to their limit. This heavy workload could cause a mechanical breakdown. Insurance for mechanical breakdowns/equipment breakdown can be purchased as a separate policy or as an endorsement to your commercial insurance policy, Equipment Breakdown: A standard policy will cover the following types of equipment. Electrical systems-Including electric…

Read More

Learn a few basics about commercial drones and insurance for commercial drones. Read why commercial drones are on the rise and why you need drone insurance. Technology continues to put it out there and change what and how things are done. Commercial drones are on the rise, literally, and have the potential to bring about…

Read More