Stop Damaging Roof Dams Now
Preventing Ice dams on your Church’s roof. Christmas is a week away! Do you remember the below 0 weather last Christmas? I do and I clearly remember all of the calls the agency received 2 weeks later when the weather warmed up and Churches started calling us that water was dripping thru the ceiling of…
Read MoreThe Real Value of an Independent Insurance AGENT
Learn why your local independent insurance agent is much more than a salesperson. Read about customer commitment and your local independent insurance agent. The core of every business is customers. Without customers, there is no market. As an independent insurance agency, Richey-Barrett Insurance strives to be present, for real, for our customers. As we remind…
Read MoreHiring H-2A Workers for Your Farm
Authorized by the Immigration and Nationality Act, the H-2A Temporary Agricultural Program allows for foreign workers to enter the United States as seasonal farm workers. Efforts must have been made to recruit U.S. workers for the open positions, and farm employers must demonstrate that they were unsuccessful in filling them to qualify for the H-2A…
Read MoreContractors Errors & Omissions Insurance Could Save You a Bundle
Many artisan contractors believe they are fully protected from liability losses for many reasons. But the standard Insurance Service Office (ISO) Commercial General Liability policy does not cover the named insured’s work or products. Contractors around Northeast Ohio register with many Cuyahoga County municipalities and must provide proof of Liability Insurance to complete the registration…
Read MoreThis Is Not Fake News
Read about a new reality in the homeowners’ insurance market. Learn why homeowners’ insurance premiums are increasing across-the-board. We are experiencing a new reality that will have widespread consequences for all. This new reality is dramatic change, including premium increases, in the personal lines homeowners’ insurance market. It is being driven by another reality, which…
Read MoreDon’t Find Yourself Out On The Street, Without Insurance
Owners of multifamily housing are seeing an upheaval in their renewals this year if they are even being offered one! The multifamily and rental property industry has been facing a challenging market place for several years but this past year and the next 24 months may put many landlords out on the street without coverage.…
Read MoreLights On for Church Camps
Discover what some church camps are doing to remain financially viable. Learn some basic insurance and legal considerations regarding church camp changes. Church camp has always been very much for and about kids. This was true well before today’s refrain of “It’s for the kids. It’s all about the kids.” attained popularity, usually in reference…
Read MoreWarranty Clauses Are Sneaking Into Commercial Property Insurance
The Commercial Property Insurance landscape continues to shift, companies are leaving the marketplace, capacity is being reduced, minimum deductibles are being increased and premiums are going up. However, a not so obvious change is the adding of Warranty Clauses to the policy. What is a warranty in an insurance policy? They are statements made by…
Read MoreTreat and Treat
Learn about a Make-A-Wish® Northeast Ohio Halloween benefit coming soon. Read a few important insurance coverages non-profit organizations should consider. This Halloween, give more than candy and get much more in return. For the price of 10 bags of candy (give or take), your contribution helps transform the life of a critically ill child.…
Read MoreLandowner’s Guide to Farm Field Hunting
Hunting season is getting underway. As a farmer with a vast amount of land, you should fully understand the risk you expose yourself to when allowing hunting on your property. We’ll look at the risk involved for you as the landowner when hosting visiting hunters and hopefully answer some of your questions. Perhaps you are…
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