Discover what some church camps are doing to remain financially viable. Learn some basic insurance and legal considerations regarding church camp changes. Church camp has always been very much for and about kids. This was true well before today’s refrain of “It’s for the kids. It’s all about the kids.” attained popularity, usually in reference…

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The Commercial Property Insurance landscape continues to shift, companies are leaving the marketplace, capacity is being reduced, minimum deductibles are being increased and premiums are going up. However, a not so obvious change is the adding of Warranty Clauses to the policy. What is a warranty in an insurance policy? They are statements made by…

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Learn about a Make-A-Wish® Northeast Ohio Halloween benefit coming soon.    Read a few important insurance coverages non-profit organizations should consider. This Halloween, give more than candy and get much more in return. For the price of 10 bags of candy (give or take), your contribution helps transform the life of a critically ill child.…

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Hunting season is getting underway. As a farmer with a vast amount of land, you should fully understand the risk you expose yourself to when allowing hunting on your property. We’ll look at the risk involved for you as the landowner when hosting visiting hunters and hopefully answer some of your questions. Perhaps you are…

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Read a short list of activities that present liability risk for contracting businesses. Contractors are doers. They plan, build, deliver services, and are vital to both the local and larger economies. From the single handyperson to the specialized industrial parts supplier, contractors somewhere regularly engage in one or more of the following activities. Create Operate…

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Discover five property examples that investment property owners need to be aware of for insurance purposes. Learn why investment property owners should inventory their property.  It is important for all investment property owners to inventory exactly what makes up their investment property. For insurance purposes, it is worth the owner’s time and effort to do…

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On average 1,300 church fires are reported each year, don’t become a statistic. With more than $40,000,000.00 in fire damage occurring in Churches each year, this is a great time to review some basic loss control items around your Church. Arson comprises 25% of church fires, 30% of church fires result from mechanical failures related…

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Learn a few back-to-school commercial automobile liability insurance basics. Read three practical scenarios involving commercial automobile liability insurance. Schools are back in session, and pizza is on the menu. That means more business for some local pizza shops, and more pizza deliveries. Test your knowledge of automobile liability insurance by getting behind the wheel of…

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Peak Season coverage provides you additional protection during those times of year that you may have a higher-than-average inventory of certain items on your farm. Several uses for Peak Season coverage are: Seed Fertilizer Chemicals Stored grain Additional livestock Through the proper use of Peak Season coverage, you’ll no longer be paying for higher coverage…

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Climate change is upon us, July of 2023 was the hottest month on record according to the European Climate Monitoring Organization. Back in Northeast Ohio this summer has been glorious and we have only had a few days with highs in the 90’s but that does not mean as an Artisan Contractor you can’t be…

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