Yikes for Electric Bikes!
Learn why electric bicycle owners need specific property and liability insurance. Read about standard insurance coverage restrictions applicable to electric bicycles. Electric bicycles are gaining traction with outdoor enthusiasts. Within the last two weekends alone, I’ve noticed several people riding them on the paved paths throughout the Cleveland Metroparks. Because of the pedal-assist and throttle…
Read MoreWhy Are the Values of My Buildings Going up Faster Than Inflation?
Over the last 18 months I have heard time and time again that the increase in my apartment, strip center or office building’s value(s) is/are being increased too much. These unverified statements can create issues at renewal if they are not addressed beforehand. What is driving higher than normal building value increases? A number of…
Read MoreSeal it with a Legal Covenant
Learn why churches should have written use agreements with outside parties. Read a few suggestions churches may consider including in a written use agreement. What’s happening this week at your church other than Sunday worship, youth ministry, and weekly Bible study? If at any time an outside group is permitted to use church property, your…
Read MoreKeeping the Food Safe When It Is on the Road
The Lakewood or Beachwood Truck Park, The Yard on 3rd in Willoughby or South Euclid’s Food Truck Park, it does not matter where they are, Northeast Ohioans love their food trucks! Prep work may be done at a brick-and-mortar restaurant, a food incubator or a ghost kitchen but food safety can be tricky for a…
Read MoreFile Your BOI for Your Farm Entity
Farming is a business. As such, perhaps you’ve organized under the veil of an LLC or Corporation. While operation under one of these entities is usually recommended for your farm, due to the passage of the Corporate Transparency Act, those with ownership stakes in small entities must file a Beneficial Ownership Information report moving forward,…
Read MoreCLE Projects Showcase Skilled Contractors, Labor, Employment
Learn about recent upgrades to Progressive Field by skilled tradespeople. Read why skilled trade contractors are valuable to our hometown Cleveland. Last month’s home opener at Progressive Field showcased more than a win for the Cleveland Guardians. It was a clear and positive visual of the completion of the first phase of Progressive Field upgrades…
Read MoreDon’t Be Beat By The Heat!
Warmer weather is just around the corner for Northeast Ohio and now is the time to get your central air conditioning system ready. Most homes in Greater Cleveland use as split system. Split systems are sealed and pressurized and use circulating refrigerant to create the cooling for your home. Keeping your system running properly starts…
Read MoreSomewhere Under A Roof
Read five basic risk factors involving residential rental investment property. Learn that residential rental investment property is a long-term investment. You gotta live somewhere. For most working people, the choice of where to live is determined by where the job is, followed by a decision to rent or own. While home ownership remains core to…
Read MoreLoading Up for Summer Mission Trips
Many Churches have already planned their summer mission trips for the year and I see youth groups and adults traveling to varied places from Biloxi Mississippi to the Potawatomi Indian Reservation in Wisconsin, but one thing is for certain if you are traveling in a 15-passenger van extra precautions must be taken. Depending on how…
Read MoreUpheaval
Learn what is driving upheaval in the commercial property insurance market. Read about three restrictive changes being made to commercial property policies. Upheaval is the word for 2024. While the precise definition varies among dictionaries, upheaval involves major change or disturbance that causes conflict, difficulty, confusion, anger. We are surrounded by, and in some ways,…
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