Smoke & CO Detector Safety
Anyone who owns a rental or investment property knows the importance of making sure their assets are well protected from dangers of damage. Maintaining a smoke alarm is more than just changing the battery and testing the alarm with a stick or by pressing the ‘battery test’ button. You need to know that it will…
Read MoreCommercial Drones are On the Rise
Learn a few basics about commercial drones and insurance for commercial drones. Read why commercial drones are on the rise and why you need drone insurance. Technology continues to put it out there and change what and how things are done. Commercial drones are on the rise, literally, and have the potential to bring about…
Read MoreSplash into Pool Safety
Finally the first weekend with beyond gorgeous weather, that makes everyone starting to think of all the upcoming summertime fun! If you own a pool at one of your investment properties, it may be time to start planning the pre-summer maintenance your pool requires. Everyone knows the saying “Safety first!” Therefore, let’s review some basic…
Read MoreHappy Fourth of July!
Everyone loves the Fourth of July. Cookouts, family, and patriotism – there is no better combination. Between relaxing, parades, and enjoying time with friends and family, you normally see a lot of red, white, and blue. Most people know that on July 4th, 1776 the United States of America won their independence from Great Britain,…
Read MoreWhat Property Insurance Options Do I Have For My Church?
As we drive through the countryside we cannot help but to enjoy the different scenery some plain and some really interesting. Some of the most diverse buildings I think you will find are Churches. Some are simple and plain while others are very stately built with stone, and can be very ornate. I was recently…
Read MoreAED’s: Don’t Let Your Business Go Into Cardiac Arrest
The main goal of any business owner is working to increase sales and revenues. By growing sales more people are discovering and returning to your establishment. Unfortunately, the additional customers that are flowing in and out of the business increase the chances that somebody has sudden cardiac arrest. Currently, sudden cardiac arrest is one of…
Read MoreContractor’s Pollution Liability (CPL): What it is and why it is Necessary
Contractors – do you need Pollution Liability coverage? Have you discussed the pollution exclusion in your General Liability policy with your agent? Contractor’s pollution liability (CPL) provides third party coverage for bodily injury, property damage, clean up expense and defense expense as a result of your creation of a condition that is considered pollution. This…
Read MoreInjury to a Church Volunteer, Who Pays?
Steve, a hypothetical church volunteer in this example, is a longtime, trusted, and active church member. Steve helps the church in all manner of tasks, from participating in counting the weekly collection on Sunday morning to knocking off icicles on the church gutters. Recently Steve was injured on church property when he fell about six…
Read MoreHost with a Toast … To Responsible High School Grad Parties
Learn insurance coverage although not excluded is at risk for hosts who permit underage drinking in Ohio. Read suggestions for hosting a responsible high school graduation party. School is out, and high school graduation parties are in. For many parents, hosting a party is de rigueur, the required social custom for celebrating their child’s…
Read MoreWould You Invest $100 to Save a Life?
As the owner of rental properties, if you could reduce your economic loss by reducing the size of a cooking fire for approximately $50.00 per unit would you do it? You can do this with a simple item called StoveTop FireStop . According to the National fire Prevention Association (NFPA) a kitchen fire starts…
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