Spring is in full bloom in Greater Cleveland and I’m receiving mailers and flyers everyday either in my mailbox or on my front door touting every service from sidewalk leveling, tree removal, new siding, new garages to total home renovations. The one constant in every advertisement is that the contractor states they are” fully…

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Discover three off-the-beaten-path homeowner losses that insurance covered. Read about accidental homeowner property insurance claims that have happened. Big or small, never say you’ve seen it all. Odd but true, mishaps sometimes visit you. Read along, and find out what has gone wrong. So it is with homeowner insurance losses. Today’s blog summarizes three rather…

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Recently, tariffs have increasingly become a tool in U.S. trade policy, aimed at protecting domestic industries and negotiating international trade deals. Often regarded as a means to bolster American economic strength, the impact of tariffs on certain sectors – particularly agriculture – can prove to be disruptive. American farmers know that tariffs mean lost marketing…

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Learn about church embezzlement and basic safeguards to prevent or detect it. Read two examples of church embezzlement involving access to cash and credit card. Embezzling is stealing. It happens everywhere, from within corporate cubicles, to behind the desks of public officials sworn into office, to right under church roofs. It is actually common in…

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Running a business comes with many responsibilities, and one of the most crucial is ensuring your physical assets are well-protected. According to the Federal Emergency Management Agency, 40% of small businesses never reopen after experiencing a significant disaster, highlighting the critical need for commercial building insurance. This coverage safeguards your property against various risks and provides…

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Read about differentiating between contractor corner-cutting and responsible cost evaluation. Learn why corner-cutting may negatively impact your contracting business and its insurance. Cutting corners is a well-known practice throughout the construction industry. Not every construction contractor engages in cutting corners, but enough do that their reputation precedes them. With the introduction of widespread on-and-off tariffs…

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Farming is a complex and high-risk business endeavor, which faces everything from unpredictable weather patterns to fluctuating market prices. Insuring yourself and your operation properly helps protect your livelihood. However, farm insurance is largely misunderstood, causing farmers to make mistakes with their policies, potentially risking financial ruin in the event of a loss. To help…

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On Wednesday, March 19, 2025 at 9:50 am the Ohio Emergency Management Agency and the National Weather Service conducted a Statewide Severe Weather Tornado Drill. While holding a drill is important, for you and your family you should also create an emergency plan in case there is a tornado or other severe weather situation like…

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Learn why insurance companies employ drones to assess and inspect property. Read why two investment property insureds recently received notices of non-renewal. Drone usage in the insurance industry is not new, but it is getting up close to more and more insureds, including those located in Ohio. While widespread loss assessment was an early application…

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