Running a business comes with many responsibilities, and one of the most crucial is ensuring your physical assets are well-protected. According to the Federal Emergency Management Agency, 40% of small businesses never reopen after experiencing a significant disaster, highlighting the critical need for commercial building insurance. This coverage safeguards your property against various risks and provides…

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Read about differentiating between contractor corner-cutting and responsible cost evaluation. Learn why corner-cutting may negatively impact your contracting business and its insurance. Cutting corners is a well-known practice throughout the construction industry. Not every construction contractor engages in cutting corners, but enough do that their reputation precedes them. With the introduction of widespread on-and-off tariffs…

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Farming is a complex and high-risk business endeavor, which faces everything from unpredictable weather patterns to fluctuating market prices. Insuring yourself and your operation properly helps protect your livelihood. However, farm insurance is largely misunderstood, causing farmers to make mistakes with their policies, potentially risking financial ruin in the event of a loss. To help…

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On Wednesday, March 19, 2025 at 9:50 am the Ohio Emergency Management Agency and the National Weather Service conducted a Statewide Severe Weather Tornado Drill. While holding a drill is important, for you and your family you should also create an emergency plan in case there is a tornado or other severe weather situation like…

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Learn why insurance companies employ drones to assess and inspect property. Read why two investment property insureds recently received notices of non-renewal. Drone usage in the insurance industry is not new, but it is getting up close to more and more insureds, including those located in Ohio. While widespread loss assessment was an early application…

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Over the past six months our agency has seen a massive increase in calls for insurance coverage for Churches that have had their insurance coverage cancelled. What lies ahead is unknown except many of these Churches are going to have sticker shock. Premium increases have been affecting all lines of Property and Casualty Insurance. But…

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Learn about different types of commercial insurance applicable to restaurants. Read some practical applications pertaining to commercial insurance for restaurants. As restaurant owners and managers, you know what’s on the food and drink menu. But do you know what’s on the menu of insurance coverages protecting your restaurant business? Depending on the size and type…

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Running a poultry farm comes with its own set of challenges. From managing the health of your birds to ensuring the efficient operation of your farm, you’ve got a lot on your plate. One of the most important steps you can take to protect your farm, assets, and investment, is securing the proper insurance coverage…

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The construction industry is experiencing a labor crisis. A combination of retiring skilled workers, geopolitical forces, fewer young professionals entering the trades, and pandemic-related disruptions have led to a severe work-force shortage. A skilled labor shortage is at the heart of the issue—a gap where the demand for qualified, experienced workers far exceeds supply. This…

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Learn five factors impacting the entire U.S. homeowners’ insurance market. Read why natural disasters anywhere in the U.S. affect individual homeowner insureds. The pool is the multibillion-dollar U.S. homeowners’ insurance market. Its size belies the reality of what is necessary to keep the pool responsibly afloat. More and more, multiple regions of the U.S. home…

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