Accidental Farm Pollution Happens
If you’re a farmer, you need crops to grow in order to run a successful business and provide for your family. No harvest means no income. How is one to ensure that there is enough of a harvest to properly run the farm? If you guessed using fertilizer, whether chemical or natural, you are correct.…
Read MoreGrowing Old Doesn’t Mean Growing Up
The median age in the United States continues to increase and Northeast Ohio is growing older faster than most other urban areas. With that in mind, it is great to know the area is blessed with many great non-profit nursing homes and assisted living facilities that meet the needs of our aging society. Unfortunately, I…
Read MoreDon’t Let Time Control You! You Can Control Time!
Hang on to good business practices. The Ohio State Marching Band has been nicknamed the best damn band in the land and I believe The Richey-Barrett Co, serves some of the best damn contractors in Greater Cleveland! However, over the past thirty years, I have seen some contractors whose business practices have cost them their…
Read MoreArtisans Make Your Work Easier in the Cold Weather
Artisan Contractors are putting in long hours to get as much work completed before the weather turns cold in Northeast Ohio. But don’t forget you will need to prepare your equipment for winter before it is too late. Below is a list that every contractor should address to avoid a mechanical breakdown that probably will…
Read MoreA Special 2020 “At Home” for the Holidays
Learn how your family can enjoy staying at home through the remaining 2020 holiday season. Read a special 2020 holiday poem about staying home during extraordinary COVID-19 times. ‘Twas three weeks before New Year’s, when all through the house Computers were clicking by touch of a mouse. The family was busy doing its best, In…
Read MoreThe Real Cost of a Claim…We Don’t Make This Stuff Up
A claim may arise out of fire caused by spontaneous combustion, or a wind gust knocks over a solid brick wall (that has occurred), or a commercial box truck used for delivery hits a van from the rear. All three of these are potential examples of valid claims an insurance company will pay on behalf…
Read MoreWorking on Wheels: Mobile Business
Loretta owns her own business, but unlike a typical brick and mortar store, she operates on wheels, delivering goods and services to the consumer directly. One afternoon Loretta is on the way to her next customer when suddenly she is rear ended by the driver behind her. Thankfully the damage is not overwhelmingly terrible and…
Read MoreWhat lies ahead for the Owners of Habitational Properties?
2021 is around the corner and insurance companies are finalizing their underwriting plans for next year. What will this mean for owners of apartment buildings and rental units in Northeast Ohio? (read more) Be prepared for insurers to ramp up their inspections to ensure they are charging the proper rate for the exposure. Proper valuation…
Read MoreWinter Weather Safety Tips for Construction Workers
Everyone knows that winters in Northeast Ohio can be brutal, but contractors must continue to work. The least of which is the viability of the business; bills, payments on equipment, and other expenses do not stop when the warm weather ends. More importantly, the safety of your employees becomes even more important during the harsh…
Read MoreIt’s a Win-Win When Churches and Insurance Risk Management Unite
Discover why early detection warning systems are a win-win for churches and insurance companies. Read about accidental water loss frequency on church properties and risk mitigation. Churches and insurance risk management unite. Increasingly, church insurance is one sector of the commercial insurance market in which some insurance companies are preemptively requiring insureds that have a…
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