Bats in the Belfry Aren’t the Only Creepy Creatures
Creepy, crawly critters that go bump in the night aren’t confined to Halloween or nighttime for that matter. Creatures you expect to stay outside where they belong don’t always confine themselves to nature’s protective cover. They can and do get inside … causing tricky problems for building owners. Insects, birds, rodents, and even bats are…
Read MoreDo you NEED a Farm Insurance Policy?
Farm & Ranch Insurance vs. Homeowners Insurance: Which Do You Need? Learn several of the differences between Farm and Ranch Insurance and Homeowner’s Insurance While similar, there are some major differences between Farm and Ranch insurance vs. Homeowner’s insurance. It’s not as if one type of policy covers your personal property and liability while the…
Read MoreAlternative to Risk Management
If you are a regular reader of our blog, thank you and if not, welcome. To our regular readers, you may have noticed how we write about different categories of insurance or in digital marketing verticals. The vertical for business insurance in Ohio Insurance Solutions has touched on many specific items such as Worker’s Compensation,…
Read MoreTrade Contractors Face Covid-19 Challenges
Trade contractors facing challenges from Covid 19 As the residents of Northeast Ohio reevaluate their life styles since Covid-19 hit, trade contractors have had many opportunities to grow their businesses. However, like many other businesses, they are facing new challenges. Labor shortages are hitting trade contractors. Employees have had to increase pay to keep employees…
Read MoreBed Bugs: Another Liability Exposure?
Bed Bugs, an unseen liability risk! I received a frantic call from an apartment owner late last Monday that one of his east side Cleveland apartments had bed bugs, and is he liable for the damage they may cause to his tenants. I said I would look into it, but in the meantime call the…
Read MoreCover Your Condo and Contents With Proper Insurance
Learn what individual condo unit owners and renters need to know about insurance. Read about the importance of properly insuring individual, residential condo units. Homeowners are usually aware of and want to purchase appropriate homeowner’s insurance to protect their interests. However, where the home is a residential condominium unit, people are often confused about the…
Read MoreIf You Have 501(c)(3) Status, You Want to Keep It
Read a hypothetical example of how a church could jeopardize its 501(c)(3) status. Learn why cool heads and sound judgment must prevail in decision-making. Election years come and go, but when is the last time one started at a simmering boil?? A simmering boil is an oxymoron, but American politics are saturated in one now.…
Read MoreChurch and the Registered Sex Offender
A former church member recently released from prison (a convicted sex offender) approaches the church minister to ask for permission/consideration to return to church. What is the minister to do? This scenario is NOT out of the question today. It is foolish to pretend such a scenario could not exist in your church. Has your church thought…
Read MoreTake the Money and Run
No, not the 1976 song by the Steve Miller Band but the money after a loss on your apartment building. A couple of weeks ago, one of my customers referred his brother-in-law to me for a quote. The brother-in-law was purchasing his first income property, a single-family dwelling in a Cleveland suburb. I gathered the…
Read MoreGetting your Apartment Ready for Another Cleveland Winter
Preparing for winter can save you from a large property loss. Winter and freezing temperatures are forecast to roar back into Northeast Ohio in the next 24 hours or so, but there is still time to get out and complete a few simple tasks to help protect your property. You may also discover additional items…
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