How to Get the Most Out of Your Farm Insurance Agent
Most people think of their insurance agent as someone they call once per year – or perhaps worse than that, only if there’s a problem. When used correctly, your insurance agent can be a valuable partner in protecting your farm, and long-term financial stability. How you work with your agent determines whether you’re getting value…
Read MoreA 3-Legged Stool Fit for Trade Contractors
Discover three simple daily tasks that factor in to trade contractor success. Learn why good attention impacts the reputation and insurability of trade contractors. As the workday draws to a close and contractors pack it in until tomorrow, they also need to pack up and secure the jobsite. Just as a 3-legged stool is a…
Read MoreTelematics: Is It Right for You?
After touting the benefits of telematics to my insureds for the past decade I have gone ahead and signed up and downloaded the app and am earning cash! I would have jumped in sooner but the carrier I have had my insurance with for 25 years did not offer telematics. Telematics is a way for…
Read MoreProtecting Your Business, Reputation, and Providing Peace of Mind
As an artisan contractor—whether you’re a plumber, electrician, carpenter, painter, or mason—your hands-on skills are the heart of your business. But with every project comes potential risks: property damage, accidental injuries, or even dissatisfied customers who may hold you responsible for financial losses. That’s where liability insurance becomes one of the most important tools in your professional…
Read MoreYour Home, Your Responsibility
Read a basic homeowners’ maintenance checklist to prepare for colder weather. Learn how homeowners may prepare for or prevent disruptive loss to their homes. Homeownership is an ongoing responsibility, as much as it is an ongoing expense. Mortgage payments, property taxes, home insurance, utility bills, routine maintenance and repairs, necessary replacements, optional upgrades. To some…
Read MoreWhat You Need to Know Before You Purchase Your First Apartment Building
Insurance is more than a box to check for owners of apartments, condos, and rental properties, it’s a critical safeguard against real financial and legal risks. Property damage, tenant safety, and rising legal liability make commercial habitational properties some of the most complex to insure. To get it right, owners need coverage that reflects their unique…
Read MoreCalled to Gather and Serve
Discover parallel themes applicable to church life/works and to insurance. Read an out-of-the-box presentation of themes relating to both church life and insurance. Worship gathers church members and friends. It is a coming together for praise, prayer, and communion. From that solemn ceremony, we are each called to go forth and serve, as our Creator…
Read MoreThe Insurance Side of a Healthy Farm
If you’ve been paying attention to what’s happening in agriculture lately, you’ve probably heard the term regenerative farming. It’s more than just a buzzword—it’s a movement that’s all about giving back to the soil, not just extracting from it. I’ve had more and more conversations, recently, with farmers who are experimenting with cover crops, reducing…
Read MoreWelcome to National Cybersecurity Month
For the past month the agency has been dealing with a cyber attack to our partner’s at SonicWall. This forced us to pivot and find another provider to protect our network! While we did not sustain a direct loss, the lost productivity and the time to migrate to the new system were very disruptive. I…
Read MoreChampion Building Codes
Learn why it is essential for contractors to comply with building codes. Read about the connection between insurability and enhanced building codes. Competition drives progress and innovation, and quality separates the wheat from the chaff. The contracting world is highly competitive, so much so that cutting corners and low-balling expenses to get jobs is a…
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