Top 3 Farm Insurance Companies in Ohio Besides Nationwide

As a farmer, you’ve worked tirelessly to grow a successful operation. As such, you’re well-deserving of a protection plan that meets your needs. Wouldn’t you agree?
Isn’t it difficult to know which insurance carrier is truly worthy of your hard-earned dollars every year? You want a company that has your best interest in mind, a company that will be there for you when you need them.
Well, I want to let you know about 3 of the top Ohio farm insurance carriers NOT called Nationwide! These three, in no particular order, are Western Reserve Group, Westfield Insurance, and Mennonite Mutual Insurance Company.
Each of these three companies does things slightly differently from each other, allowing you to tailor a program to your unique needs. One carrier may accept certain characteristics about your farm that another may find outside their risk appetite. Another may provide coverage differently than others. At the end of the day, one truth holds firm though—they all put your needs first, not their own.
Western Reserve Group
WRG is made up of 3 insurance organizations—and have maintained a solid reputation since 1906. Over time, they’ve grown and altered their corporate structure, but have always stayed true to who they are and remain a farm insurer at the very core.
WRG accepts many types of farms, with a few notable exceptions. If you’re looking to cover your large horse-boarding operation for instance you probably won’t be looking to WRG as a potential fit. Are you looking to insure a grain farm, dairy farm or hog operation, among others? WRG may be right up your alley!
Westfield Insurance
For over 170 years, Westfield Insurance Company has been serving and protecting the farm industry. They have an appetite for many types of agricultural risk from farm to fork. This includes more than 45 different types of farms, wholesalers, processors, and service-related operations.
One of the largest privately held companies in Ohio and boasting an AM Best rating of A (Excellent) or better since 1934, you get greater peace of mind when partnering with Westfield to protect you and your family.
Mennonite Mutual
Mennonite Mutual began as a mutual aid program over 120 years ago solely for farms and churches in the Mennonite community. Over time, they have branched out to accept many farms and faith-based organizations throughout Ohio and Indiana that they meet their underwriting guidelines. Offering coverage for a vast array of farms, from typical grain farms to exotic animal operations, Mennonite Mutual may be well-suited to handle your unique risks.
Led by the unwavering core values for which they initially formed, Mennonite Mutual continues to provide comprehensive coverage for the needs of well-deserved farmers. Although not the largest carrier available, they’re rated Excellent by AM Best and handle claims promptly and efficiently.
Neither better nor worse than Nationwide, we’ve given you several additional options here to make a more informed choice when it comes to whom to rely on to protect your farm and family. Will one of these carriers prove a better fit for you and your farm? We can’t answer that without knowing more. To find out how one of these carriers could help improve your farm insurance program though, you can always reach out for a quick chat with your Trusted Choice insurance agents at Richey-Barrett Insurance.



