New Concerns for Owners of Apartment Buildings

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COVID-19 continues to surge across northeast Ohio! The unemployment rate is near 9% in Ohio, a new stimulus package seems unlikely in the next month and the Centers for Disease Controls has put a moratorium order on all evictions through the end of the year (under certain circumstances). What are landlords to do to ensure […]

Apartment Safety Starts With Good Housekeeping

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When you think apartment housekeeping, you probably think of jobs like tenants keeping their units clean, the garbage being picked up from the dumpster and the front of the building’s street appeal. But what about those housekeeping items that, if ignored, could lead to safety issues? Lighting, exits, floors, and stairs, if not properly maintained, […]

Flat, Hip, Mansard or Gable: They All Need a Maintenance Program

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Apartment buildings throughout northeast Ohio have very different types of roofs, but what they do have in common is the need for a roof maintenance program. During the latest inspection of the gable roof on our office we discovered we had a leaking pipe collar/vent stack. This was an inexpensive repair, but if we did […]

Church Fire Prevention


Don’t neglect loss control basics for your church during these difficult times. On average 1,300 church fires are reported each year. With more than $40,000,000.00 in fire damage occurring in churches each year, this is a great time to review some basic loss control items throughout your physical plant. Arson comprises 25% of church fires, […]

Location. Location. Location.

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Read why commercial property rates are increasing in all locations in 2020. Learn about one, across-the-board effect of catastrophic commercial property losses. Cleveland and Northeast Ohio are home to a wealth of commercial real estate. The gamut includes world class health care facilities; cultural institutions; theaters; research, manufacturing, and food processing operations; apartment buildings; churches; […]

Crafting a Solid Insurance Program for Owners of Apartment Buildings

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As the owner of an apartment building in Northeast Ohio, you want a well built, solid building. As local insurance agents, we want to build a solid property and liability insurance program for you. As the owner of an apartment building in Northeast Ohio, you want a well built, solid building. As local insurance agents, […]

Knock, Knock. Who’s There?

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Learn how the vacancy clause impacts your investment property insurance coverage. Read about potential scenarios involving vacant investment property. Knock, knock. Who’s there? Investment property vacancy. Building vacancy increases the likelihood of property loss. Vacancy and delay in discovering loss or damage go hand-in-hand. In turn, delayed discovery easily results in further damage and/or deterioration […]

A Business is a Business, Even if Home-Based


Northeast Ohioans who operate independent businesses from home are a diverse population from stay-at-home parents to semi-retirees. Some are budding entrepreneurs, and some are earning money doing what they love to do. The bottom line is home-based businesses generate business income. The standard homeowner’s insurance policy covers some business personal property, but it excludes any […]

Parking Lot Safety and Inspection

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How often do you get to your office go through the rear entrance and not even notice the condition of the parking lot your customers and guests see or not notice gradual deterioration of an item? Having a simple checklist can help! • Check for cracked and crumbling pavement. • Parking blocks are secured and […]