Northeast Ohio has seen two major hailstorms in the last two weeks. Accompanied by straight line winds in excess of 70 miles an hour, the roofs of apartments and smaller strip shopping centers have taken a beating. After the storms we have had, it is imperative that you inspect your roof for damage, once it…

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Learn one area of non-profit, tax-exempt status that is often misunderstood. Read why churches and non-profits should carefully monitor tax-exempt status. Throughout history, churches have received the benefit of some form of tax relief. In the United States, the granting of tax exemptions to churches pre-dates the American Revolution. Today, the widely recognized tax-exempt status…

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According to the Insurance Information Institute 30% of all church fires are started by lightning strikes. With that in mind why don’t more churches use Lightning Rods to prevent damaged caused by lightning?  Lightning Rods originally developed by Benjamin Franklin in the mid 1700’s still offer an effective method to divert the energy of a lightning…

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It was great to have my son home for the holidays last month even if we did not have the greatest weather on Christmas. When my son got back to New York City on December 30 (the first day Southwest Airlines was back “on-line” that could be another blog) he called me in a tizzy…

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Learn how to lower the likelihood of a major water damage loss occurring inside your church’s property(ies). Read a few measures to help protect your church from experiencing indoor pipe bursts. January. The coldest, snowiest month in Ohio, historically. As Christmas and holiday decorations are stowed away by church members, this is an opportune time…

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Inflation is sitting near 8%, the Federal Reserve has indicated its target rate for the Federal Funds Rate will be 4.4% by the end of 2022, the major markets are all in the red for the year and requests for assistance to your Church continue to rise. This is the time to review your Church’s…

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Understand some of the major conditions that can affect the operation of your heating boiler this winter. From Lakewood to Cleveland Heights, Greater Cleveland has some beautiful older apartment buildings. Most of these apartments are heated with cast iron boilers either using steam or hot water to operate the systems. Hartford Steam Boiler, one of…

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Many commercial buildings have fire sprinkler systems to reduce exposure to property loss and save lives if  unfortunately, you have a fire. In addition, a properly designed and maintained sprinkler system may save you money on your property insurance premiums. However, like any system it must be properly maintained so it is there for you…

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According to the Insurance Information Institute, 30.2% of all church fires are started by lightning strikes. With that in mind, why don’t more churches use Lightning Rods to prevent damage caused by lightning?  Lightning Rods originally developed by Benjamin Franklin in the mid-1700s still offer an effective method to divert the energy of a lightning…

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Apartment owners throughout Northeast Ohio may be in for a surprise when they open their insurance renewals this year! Several factors have come together that are affecting this class of business, and policyholders may see 15-20 percent increases this year. Some issues that are affecting Northeast Ohio directly are caused by the older stock of…

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