Contractor’s Pollution Liability (CPL): What it is and Why it is Necessary

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Contractors – do you need Pollution Liability coverage? Have you discussed the pollution exclusion in your General Liability policy with your agent? Contractor’s pollution liability (CPL) provides third-party coverage for bodily injury, property damage, clean up expense, and defense expense as a result of your creation of a condition that is considered pollution. This condition […]

The Importance of Certificates of Insurance

Copy of JUNE 15

Read more about the importance of a Certificate of Liability Insurance (COI). Working with numerous Artisan Contractors, I have learned it is often necessary for them to subcontract out parts of a project. There are several key points to address when you hire the subcontractor to protect your business from loses and unforeseen expenses. The […]

Crafting a Solid Insurance Program for Owners of Apartment Buildings

Copy of Copy of may 28

As the owner of an apartment building in Northeast Ohio, you want a well built, solid building. As local insurance agents, we want to build a solid property and liability insurance program for you. As the owner of an apartment building in Northeast Ohio, you want a well built, solid building. As local insurance agents, […]

Handyperson or Artisan Contractor: We Have You Covered

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We’ve Got You Covered! Many contractors provide a variety of services but are they a handyperson or an artisan contractor is a question that we are discussing on a regular basis. According to the Insurance Service Office, a handyperson provides a variety of maintenance-type services to their clients. However, the service must involve minor repair […]

The Power of Wish and Mission

Learn helpful checklist items for non-profit organizations planning a special event. Read about Make-A-Wish® of Northeast Ohio’s upcoming 29th Annual Halloween Benefit. What’s in a wish? Hope. Thought. The seed of lasting memories. The spark to a mission. Magic. There’s some powerful stuff in each one of these alone, and much more when joined together. […]

The Importance of Certificates of Insurance

Richey-Barrett Blog

Read more about the importance of a Certificate of Liability Insurance (COI). Working with numerous  Artisan Contractors I have learned it is often necessary for them to subcontract out parts of a project.  There are several key points to address when you hire the subcontractor to protect your business from loses and unforeseen expenses. The […]

Contractor’s Pollution Liability (CPL): What it is and why it is Necessary

Richey-Barrett Blog (21)

Contractors – do you need Pollution Liability coverage? Have you discussed the pollution exclusion in your General Liability policy with your agent? Contractor’s pollution liability (CPL) provides third party coverage for bodily injury, property damage, clean up expense and defense expense as a result of your creation of a condition that is considered pollution. This […]