Discover a personal connection between what’s accessible and commercial insurance.

Read about five Northeast Ohio amenities that rely on commercial insurance.

Ohio is home. I grew up in Northeast Ohio and have always worked here. Despite trends of an aging population and shrinking workforce, Northeast Ohio has much to offer residents, workers, and visitors. Take a moment to consider a short list of first-class amenities Northeast Ohio offers year-round. Because these opportunities are practically located in our backyards, many of us take them for granted. Something else to realize is that any organization, institution, or business which operates in the highlighted areas needs commercial insurance protection. Read on and notice that, in addition to winter, there is a lot going on in Northeast Ohio.

• Public Recreation.
  Cleveland Metroparks, aka The Emerald Necklace. Extensive network of parks consisting of 18 reservations totaling more than 23,000 acres. Open year-round, but some activities are seasonal. Popular pursuits include hiking, biking, fishing, golf, cross-country skiing, horseback riding, nature centers, and a top-rated zoo.

• Health Care.
  Cleveland Clinic, ranked as the No. 2 hospital in the world by Newsweek’s World’s Best Hospitals 2022 list.

• Fresh Water.
  Lake Erie is part of the Great Lakes, the world’s largest freshwater system. Cleveland Water is the main supplier of clean, fresh water in Northeast Ohio.

• Education/Training.
  Multiple options for post high-school learning, including community colleges, technical colleges, apprenticeship programs, public and private four-year colleges and universities.

• Arts and Culture.
  Music, theatre, and art are all Cleveland cultural heritages. The Cleveland Orchestra, Playhouse Square, and The Cleveland Museum of Art consistently rank among the nation’s best.

Without the commercial insurance market, the services and betterments provided above would not be available. Yet, here they all are in Northeast Ohio. Imagine the building and equipment values associated with some of the entities mentioned. Each one also has automobile and general liability exposures. Some provide services that are professional in nature and require professional liability insurance, which is offered through a specialized commercial insurance market. Because the entities mentioned above are sizeable, they require large amounts of Excess Insurance or Umbrella Liability coverage. The organizations and institutions that make these amenities available in Northeast Ohio do so with the protection afforded through commercial insurance.

Northeast Ohio has and will continue to offer first-class services. First-class isn’t necessarily biggest-in-class. There is tremendous need and opportunity for young people with specialized training (not a 4-year college degree) and tradespeople right here in our backyard. Whether they work for an employer, small or large, or start their own business, all businesses need commercial insurance. There is great value in resiliency, and also great value in connecting with trusted, local resources.

Richey-Barrett Insurance is Your Trusted Choice Independent Insurance Agent for commercial insurance. While we have general knowledge of the commercial insurance market, our expertise is concentrated in small- to medium-sized commercial accounts.