Proper planning prevents a potential property loss in the event of unwanted water damage. You have to have a plan. Game plan. Savings plan. Retirement plan. Plan B. Autopilot only works when a flight plan is engaged. Even well-considered plans need adjustments. Suffice it to say, “stuff happens.” If you are a homeowner, house flipper,…

Read More

Summertime is playtime on Lake Erie for recreational boaters. With preseason inspections and tune-ups of hulls, engines, props, sail riggings, masts, etc. complete, boating enthusiasts are now in peak season on Cleveland’s North Shore. Long, lazy days of summer beckon, and Lake Erie is a prime playground. From powerboating to paddle boarding, the view from…

Read More

AAA reports that gasoline prices for this Memorial Day weekend are the highest they’ve been since 2014! More families are filling up and hopping on the road in post-pandemic eagerness to see extended families, travel across state lines, and spend time in the sun. Though summer has always been a driving season, expect more people…

Read More

Firepit safety checklist Don’t get burned by your firepit As Covid-19 has changed my social life, sitting around the fire pit on a Saturday evening has become a normal event for me. After using the pit for the last time on Halloween, I covered it and put it away for the season. When I took…

Read More

Buying a Car for Your Grad? Here’s What to Keep in Mind If someone important to you is graduating from, let’s say Westlake High School or Cleveland State University for example, and you’ve decided to reward them with a car (or help him/her purchase one, at least), consider these tools and tips to help you…

Read More

When we review clients’ auto policy renewals, if their vehicle is around 10 years old, we often suggest that they think about whether they still want to carry “full” coverage (or what we refer to as including Comprehensive and Collision along with their required liability coverage). The auto policy will cover repairs to your car…

Read More

Discover why a special insurance policy is recommended for electric bicycle users. Read about coverage gaps in personal lines insurance before riding an e-bike. You’ve heard the expression, “You say po-tā-to, I say po-tä-to.”. Consider the different meanings it conveys. The simplest understanding is that a potato is a potato. Same word, different pronunciation, same…

Read More

Your home should be a safe place for your most valuable asset…your family. The precautions listed in this post will not only protect your family, but could also protect your home and all of the items you worked so hard for. Take a tour of your home to be sure there are no harmful chemicals…

Read More

Discover five real and practical ways to safeguard your home from cold weather pipe bursts.  Read how Ohio homeowners can lessen the risk of pipes freezing and bursting. Real cold. Real conditions. Real concern. If the outdoor temperature is below freezing, insulation is poor or non-existent, then pipe bursts are an increased risk for homeowners…

Read More

How long would it take you to escape your house in the event of a fire? Need to grab the valuables, children, pets? Do you or a loved one have a disability? Will you be able to locate scared children and pets immediately? Hopefully, you can accomplish all this in 5 minutes because that’s the…

Read More