Home & Family Insurance
Don’t be an April Fool- During Distracted Driving Awareness Month
I just wrote about distracted driving in a blog geared towards Artisan Contractors, however with April being Distracted Driving Awareness Month several items bear repeating! According to the National Highway Traffic Safety Administration, in 2020 3,142 lives were lost in crashes involving distracted driving. Drivers between the ages of 16 and 24 have been involved…
Read MoreIt’s a Small World in a Big Way
By John Bouhall, CPCU Learn how your homeowner’s insurance premium is affected by big realities. Read three key factors impacting your homeowner’s insurance premium. The current and foreseeable trend in the homeowner’s insurance market is rising premiums. Three main factors are driving this upward trend, which is and will continue to affect the average price…
Read MoreThe Christmas Tree Debate
The Christmas tree conundrum: real or fake? The kind of tree that adorns a person’s home during the holidays can provoke debate as much as Coke vs. Pepsi or Chevy vs. Ford. When it comes to Christmas trees, do you choose live or artificial? Do you cut your own at 611 Trees in Avon or…
Read MoreALICE Actions for Active Shooter
Somehow, shootings in public places keep finding their way into news stories. This keeps happening, so what can we do to keep ourselves safer when it comes to high-stress situations like these? The old protocol for active shooters of lockdown, secure-in-place is no longer an adequate strategy, and this opinion is supported in the Ohio…
Read MoreBats in the Belfry Aren’t the Only Creepy Creatures
Creepy, crawly critters that go bump in the night aren’t confined to Halloween or nighttime for that matter. Creatures you expect to stay outside where they belong don’t always confine themselves to nature’s protective cover. They can and do get inside … causing tricky problems for building owners. Insects, birds, rodents, and even bats are…
Read MoreCover Your Condo and Contents With Proper Insurance
Learn what individual condo unit owners and renters need to know about insurance. Read about the importance of properly insuring individual, residential condo units. Homeowners are usually aware of and want to purchase appropriate homeowner’s insurance to protect their interests. However, where the home is a residential condominium unit, people are often confused about the…
Read MoreGet Your Summer Home Ready for Winter
Prepare your summer home for winter: Planning now could help you avoid damage next spring! I saw the school buses out this morning for the first time this year and had to remind myself no more right turns on red on the way to the office. (Ohio’s school bus stopping laws sounds like a topic…
Read MoreA Few Tips for the College-Bound
We all know that college is very expensive. Something you may not expect is an unanticipated accident or theft, not covered by your insurance policy. If you have a student heading away to college, such as Cleveland State, Baldwin Wallace, or John Carroll, below are a few tips to help you get the most out…
Read MoreCar Value and Full Coverage
When we review clients’ auto policy renewals, if their vehicle is around 10 years old, we often suggest that they think about whether they still want to carry “full” coverage (or what we refer to as including Comprehensive and Collision along with their required liability coverage). The auto policy will cover repairs to your car…
Read MoreIt’s Weather, Not Whether
Read current trends related to windstorm/hail in the Ohio homeowner’s insurance market. Learn why and how windstorms and hail affect homeowner’s insurance coverage in Ohio. In Ohio, windstorm or hail is an insured peril under the standard homeowner’s insurance policy. Importantly, Ohio is one of several states in which these two weather events are on…
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