Church and the Registered Sex Offender
A former church member recently released from prison (a convicted sex offender) approaches the church minister to ask for permission/consideration to return to church. What is the minister to do? This scenario is NOT out of the question today. It is foolish to pretend such a scenario could not exist in your church. Has your…
Read MoreA Kitchen Table Issue Stretches into Fine Print
Read and understand coverage terms before you put yourself and your personal auto at risk. Learn how your independent insurance agent helps you address a kitchen table issue. It’s an election year. Proverbial kitchen table discussions are back on the table. Personal finance issues have always centered on making ends meet, doing more with less,…
Read MoreDon’t Get Shocked By Not Having Enough Power
Upon my daughter’s college graduation, she moved home, but when she told me she was prepared to move out again, we got ready for the big change together. Having a child move back home is a blog for another site, but making the next big step in her life meant we started looking at apartments…
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Insurance for AllProtecting your Investment Property I wrote a blog a couple of months ago about keeping your tenants safe and avoiding liability. Richey Barrett has also written and repeatedly posted information about active shooters at religious institutions. Now, these two topics need to come together! Management plans for landlords must address active shooter situations…
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Everyone knows that winters in Northeast Ohio can be brutal, but contractors must continue to work. The least of which is the viability of the business; bills, payments on equipment and other expenses do not stop when the warm weather ends. More importantly, the safety of your employees becomes even more important during the harsh…
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Our offices are open on MLK Day! On the third Monday of every January, Americans observe the only federally recognized holiday celebrating the birth, life, and legacy of one man, a civil rights activist, Reverend Dr. Martin Luther King Jr. Though assassinated in 1968, the works and impact of Dr. King live on. His actions…
Read MoreHow to Prevent One Car Accident From Forcing you to Pay for Two Cars
Congratulations on your new car, you deserve it. You also need it to get to work. You have signed more paperwork than there is paper in the world it seems. Now, although you have a beautiful and reliable vehicle that will last for years, you also have a new loan or lease you are responsible…
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Read a hypothetical example of how a church could jeopardize its 501(c)(3) status. Learn why cool heads and sound judgment must prevail in decision-making. Election years come and go, but when is the last time one started at a simmering boil?? Simmering boil is an oxymoron, but American politics are saturated in one now. Eventually,…
Read MoreWhere is Your Check & Balance?
Jim’s shop is a thriving retail business that almost wasn’t thriving any longer. Jim received a call from his bank that his business checking account was overdrawn and they were transferring money from his savings account to cover a $4,300.00 overdraft. Jim never overdraws his account! He may not check balances regularly but he always…
Read MoreHappy New Year!
As the owner of a business, this is a great time to look ahead and make some New Year’s Resolutions as well as review and update your records. Below are some items to consider at the start of 2020. Review your insurance coverage. New coverage regarding cyber-security and workplace violence has become necessary coverage for…
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