Read about the business of business and commercial insurance you never knew. Learn why specialty lines, E&S, commercial insurance exists. Own a car? Ride in a car? Use public transportation? Take any prescription medications? Fly on an airplane? Ever been up, up, and away on a hot air balloon? Many of us can check off…

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How often do you get to your office go through the rear entrance and not even notice the condition of the parking lot your customers and guests see or not notice gradual deterioration of an item? Having a simple checklist can help! • Check for cracked and crumbling pavement. • Parking blocks are secured and…

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 February’s Insurance Careers Month Celebrates Diverse Interests. Despite being the shortest month, February commemorates many causes whether that’s Black History, Oral Hygiene Awareness, Library Lover’s, Heart Health, or even Insurance Careers. In its 5th year, Insurance Careers Month is both a celebration of the insurance industry and an opportunity to showcase to younger generations why…

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While driving in the city to a friend’s party, Jerry and Susan are talking about their plans for the upcoming weekend. All of a sudden, Crunch! Jerry and Susan hear the unmistakable sound of their car colliding with another. After making sure neither is injured, both Jerry and Susan gaze at each other wondering what…

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Every employer regardless of size should have a plan in place to handle emergency situations just like every family should. The following are six tips you should think of when putting your plan together. Remind people of the plan periodically. Share information with new people. And hold an occasional drill so that any issues can…

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We’ve Got You Covered! Many contractors provide a variety of services but are they a handyperson or an artisan contractor is a question that we are discussing on a regular basis. According to the Insurance Service Office, a handyperson provides a variety of maintenance-type services to their clients. However, the service must involve minor repair…

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A former church member recently released from prison (a convicted sex offender) approaches the church minister to ask for permission/consideration to return to church. What is the minister to do? This scenario is NOT out of the question today. It is foolish to pretend such a scenario could not exist in your church. Has your…

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Read and understand coverage terms before you put yourself and your personal auto at risk. Learn how your independent insurance agent helps you address a kitchen table issue. It’s an election year. Proverbial kitchen table discussions are back on the table. Personal finance issues have always centered on making ends meet, doing more with less,…

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Upon my daughter’s college graduation, she moved home, but when she told me she was prepared to move out again, we got ready for the big change together. Having a child move back home is a blog for another site, but making the next big step in her life meant we started looking at apartments…

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Insurance for AllProtecting your Investment Property I wrote a blog a couple of months ago about keeping your tenants safe and avoiding liability. Richey Barrett has also written and repeatedly posted information about active shooters at religious institutions. Now, these two topics need to come together! Management plans for landlords must address active shooter situations…

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