Contractors Errors & Omissions Insurance Could Save you a Bundle
Many artisan contractors believe they are fully protected from liability losses for many reasons. But the standard Insurance Service Office (ISO) Commercial General Liability policy does not cover the named insured’s work or products. Contractors around Northeast Ohio register with many Cuyahoga County municipalities and must provide proof of Liability Insurance to complete the registration…
Read MoreInsurance to Protect You from Active Shooters & Violent Acts: a Must for All Businesses
Insurance for All I wrote a blog about keeping your tenants safe and avoiding liability. Richey Barrett has also written and repeatedly posted information about active shooters at religious institutions. Now, these two topics needs to come together! Management plans for landlords must address active shooter situations and the insurance industry needs to start providing…
Read MoreReal News for Ohio Homeowners …Winter is Pipe Burst Season
Discover five real and practical ways to safeguard your home from cold weather pipe bursts. Read how Ohio homeowners can lessen the risk of pipes freezing and bursting. Real cold. Real conditions. Real concern. If the outdoor temperature is below freezing, insulation is poor or non-existent, then pipe bursts are an increased risk for homeowners…
Read MoreThe Modern Fire
How long would it take you to escape your house in the event of a fire? Need to grab the valuables, children, pets? Do you or a loved one have a disability? Will you be able to locate scared children and pets immediately? Hopefully, you can accomplish all this in 5 minutes because that’s the…
Read MoreBuilding Owners Protect Your Assets
COVID-19 and Building Vacancy As I travel throughout Northeast Ohio, I see what COVID-19 has done to this once bustling area. Highways empty, office complexes with empty parking lots as employees work from home and shopping centers with more and more vacancies as small retailers continue to shut their doors. Once the scourge of Covid-19…
Read MoreWhat Property Insurance Options Do I Have For My Church?
Reminiscing on when we drove through the countryside, we could not help but to enjoy the different scenery — some plain and some really interesting. Some of the most diverse buildings I think you will find are the Churches. Some are simple and plain while others are very stately built with stone, and can be…
Read MoreHonoring Martin Luther King Jr.
The celebration of the life and legacy of Martin Luther King Jr. carries a different weight amidst the changes and difficulties of the past year. We’ve heard it said that we are living in “unprecedented times,” to describe the challenges of 2020 — challenges spanning across political division, racial inequities, and changes for small businesses…
Read MoreKeeping It Safe
Keeping your Tenants Safe and Avoiding Liability As the owner of an apartment building in Northeast Ohio you are responsible for the safety of your tenants. While your liability insurance may provide coverage for your negligence if a tenant is assaulted or there is a break-in, having a security action plan will help you avoid…
Read MoreChurch Revitalization Lives in Different Forms
Read about the meaning of revitalization, and the promise and hope it embodies for churches. Learn basic elements to consider in the process of church revitalization. Revitalization. One word, infused with meaning, promise, and hope. Fuel for moving forward by stepping back to evaluate your church’s purpose, its mission, why it exists. Ongoing discouraging trends…
Read MoreA Checklist for New Board Members: Can You Check Yes?
As a new member on the board, the journey you are beginning can be very rewarding in helping your church reach its’ goals but understanding your responsibilities is a key to that success. “But as for you, Daniel, conceal these words and seal up the book until the end of time; many will go back…
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