What’s driving the hard insurance market for main street businesses? Ohio has always had a very competitive insurance market for small commercial businesses. As a result, premiums are lower than those in many neighboring states. However, rates have been trending up in several areas for the past several years and terms and conditions are being…

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The rich heritage of Cleveland extends to its many churches and places of worship. From weekly Sunday gatherings to community outreach, area churches and houses of worship serve the spiritual, social, and economic needs of Cleveland’s diverse population and beyond. While many hands make light work, the practical reality is churches do not run well…

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AAA reports that gasoline prices for this Memorial Day weekend are the highest they’ve been since 2014! More families are filling up and hopping on the road in post-pandemic eagerness to see extended families, travel across state lines, and spend time in the sun. Though summer has always been a driving season, expect more people…

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Don’t play “Chicken” with passenger cars while in your tractor, or other large pieces of farm machinery.  Read about everyday safe driving tips for Farm Machinery. Accidents are often caused between farm equipment and vehicles on public roads while traveling from one location to the next. How are you supposed to avoid finding yourself in…

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Cleveland, summertime is here! It’s a great time and a great place to cheer on your team at Progressive Field, relax at an outdoor Blossom Music Center concert, or grab your picnic gear and head for the Metroparks. When the mercury dials up, and the humidity hangs, sometimes cool water is the best place to…

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Learn why everyday safe driving is good for your trade contracting business. Read about everyday safe driving tips and reminders for trade contractors. Math is everywhere in the daily work of trade contractors. Job estimates and on-the-job tasks require routine measuring of everything from costs and materials to angles and weight-bearing requirements. Trade contractors are…

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I had the opportunity to sit down with a prospect who was getting ready to purchase his first apartment building, a nice six-unit building in Rocky River, OH. The prospect has owned several duplexes and single-family homes, but this was a big dive compared to those. The prospect insured his other rentals with another agent…

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Protect your jobsite and equipment to protect yourself from unexpected costs! When my kids were in middle school, I would read the books they were being asked to read in school, and this week’s blog reminds me of the book “Hoot” by Carl Hiaasen. The story revolves around saving an endangered species of burrowing owl…

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Firepit safety checklist Don’t get burned by your firepit As Covid-19 has changed my social life, sitting around the fire pit on a Saturday evening has become a normal event for me. After using the pit for the last time on Halloween, I covered it and put it away for the season. When I took…

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Buying a Car for Your Grad? Here’s What to Keep in Mind If someone important to you is graduating from, let’s say Westlake High School or Cleveland State University for example, and you’ve decided to reward them with a car (or help him/her purchase one, at least), consider these tools and tips to help you…

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