Read current trends related to windstorm/hail in the Ohio homeowner’s insurance market. Learn why and how windstorms and hail affect homeowner’s insurance coverage in Ohio. In Ohio, windstorm or hail is an insured peril under the standard homeowner’s insurance policy. Importantly, Ohio is one of several states in which these two weather events are on…

Read More

Proper planning prevents a potential property loss in the event of unwanted water damage. You have to have a plan. Game plan. Savings plan. Retirement plan. Plan B. Autopilot only works when a flight plan is engaged. Even well-considered plans need adjustments. Suffice it to say, “stuff happens.” If you are a homeowner, house flipper,…

Read More

When is a bargain not a bargain? The real estate market is heating up across the country, but prices for multi-family dwellings in Northeast Ohio remain lower than the national average. With unemployment higher than the national average, many would-be homebuyers have had to remain renters longer than expected. The convergence of these two trends…

Read More

Though licensing requirements often differ by municipality, Ohio trade contractors may be required to have License/Permit Bonds to ensure they follow the rules and codes for their projects.  Many municipalities in Northeast Ohio require trade contractors to be registered. While the requirements vary by city, typically the contractor will need to register with the city and provide…

Read More

Read how the removal of Ohio’s mask requirement could be a “restart” for church renewal. Learn three areas for church renewal that may potentially follow Ohio’s June 2, 2021, “restart”. It’s official. Ohio Governor Mike DeWine lifted most COVID-19 health orders, effective June 2, 2021. For churches in Ohio, the good news is the mask-wearing…

Read More

Summertime is playtime on Lake Erie for recreational boaters. With preseason inspections and tune-ups of hulls, engines, props, sail riggings, masts, etc. complete, boating enthusiasts are now in peak season on Cleveland’s North Shore. Long, lazy days of summer beckon, and Lake Erie is a prime playground. From powerboating to paddle boarding, the view from…

Read More

What’s driving the hard insurance market for main street businesses? Ohio has always had a very competitive insurance market for small commercial businesses. As a result, premiums are lower than those in many neighboring states. However, rates have been trending up in several areas for the past several years and terms and conditions are being…

Read More

The rich heritage of Cleveland extends to its many churches and places of worship. From weekly Sunday gatherings to community outreach, area churches and houses of worship serve the spiritual, social, and economic needs of Cleveland’s diverse population and beyond. While many hands make light work, the practical reality is churches do not run well…

Read More

AAA reports that gasoline prices for this Memorial Day weekend are the highest they’ve been since 2014! More families are filling up and hopping on the road in post-pandemic eagerness to see extended families, travel across state lines, and spend time in the sun. Though summer has always been a driving season, expect more people…

Read More

Don’t play “Chicken” with passenger cars while in your tractor, or other large pieces of farm machinery.  Read about everyday safe driving tips for Farm Machinery. Accidents are often caused between farm equipment and vehicles on public roads while traveling from one location to the next. How are you supposed to avoid finding yourself in…

Read More