Farm Earnings and Extra Expense, What’s That?
Your farm is more than your home, it’s your business. As with all businesses, the owners must make decisions for continuity’s sake in the event of a catastrophic loss. How are you supposed to support yourself and family while rebuilding after that tornado, fire, or other disaster you may face? Farmers can rest easy knowing…
Read MoreProtect Your Commercial Auto Premiums from Drastic Increases
Spring has finally sprung in Northeast Ohio and everyday my street is lined with contractors’ vehicles. Landscapers, lawn sprinkler repair, painters, flooring installation, you get the idea. I often wonder how did the employer decide which one of their employees should have access to the company’s vehicles. At fault accidents are the most common cause…
Read MoreYour Pet, Your Choice
Read about pet insurance protection for your beloved pet dogs and cats. Discover two pet insurance coverage options available to owners of pet dogs and cats. Mention of first-born or oldest usually prompts a mental image of a human being. If you aren’t the first-born or oldest in your family, an older brother or sister…
Read MoreUsing the Proper Fuse-Keeps Your Property Safe
Greater Cleveland has many older apartment buildings however many of them still have fuses. Fuses were the norm prior to circuit breakers being installed in new construction to help wires from overheating and causing electrical fires. Fuses still work well when properly sized, however, in very old fuse boxes or overtime, the wrong amperage fuse…
Read MoreCheck All Mirrors Before You Merge
Learn one area of non-profit, tax-exempt status that is often misunderstood. Read why churches and non-profits should carefully monitor tax-exempt status. Throughout history, churches have received the benefit of some form of tax relief. In the United States, the granting of tax exemptions to churches pre-dates the American Revolution. Today, the widely recognized tax-exempt status…
Read MoreDistracted Driving Law and what it Means for You
Every episode of Pinky & the Brain featured the question, “what are we going to do today, Brain?” Always with the retort, “same thing we do every day, Pinky, try to take over the world!” While you may not be trying to take over the world, one thing you should at least be thinking of…
Read MoreIs That Independent Contractor You Are Hiring Really an Employee?
Employment Practices Liability (EPL) claims are on the rise as companies reevaluate staffing levels and continue to outsource work, understanding how your EPL policy will respond is important. The gig economy is full of freelancers or independent contractors who provide their services to a company or that company’s clients. These workers are often online platform…
Read MoreTop 3 Farm Insurance Companies in Ohio Besides Nationwide
As a farmer, you’ve worked tirelessly to grow a successful operation. As such, you’re well-deserving of a protection plan that meets your needs. Wouldn’t you agree? Isn’t it difficult to know which insurance carrier is truly worthy of your hard-earned dollars every year? You want a company that has your best interest in mind, a…
Read MorePlan, Permit, Perform: Keep Your “P’s” in Order
Discover why it is important for trade contractors to pull permits before beginning a job. Read a few potential consequences of failing to properly pull trade contractor permits. Fresh air and renewed gusto are springtime trademarks in Northeast Ohio. We feel excited and energetic for sprucing up and change. Usually, this is the start of…
Read MoreIs Usage-Based Auto Insurance Right For You?
In the past auto insurance rates were based on factors such as the drivers age, your driving history (based on your motor vehicle report MVR) location and your insurance score (a credit-based tool used to assess risk). Insurtech has changed that! Usage-based Insurance (UBI) starts with the use of a monitoring device that is typically…
Read More
