Posts Tagged ‘property insurance’
Lightning Strike Technology; While it Maybe Old it is Still Effective.
According to the Insurance Information Institute 30% of all church fires are started by lightning strikes. With that in mind why don’t more churches use Lightning Rods to prevent damaged caused by lightning? Lightning Rods originally developed by Benjamin Franklin in the mid 1700’s still offer an effective method to divert the energy of a lightning…
Read MoreDon’t let uninsured tenants burst your bubble
It was great to have my son home for the holidays last month even if we did not have the greatest weather on Christmas. When my son got back to New York City on December 30 (the first day Southwest Airlines was back “on-line” that could be another blog) he called me in a tizzy…
Read MoreIt’s That Time of Year Again
Learn how to lower the likelihood of a major water damage loss occurring inside your church’s property(ies). Read a few measures to help protect your church from experiencing indoor pipe bursts. January. The coldest, snowiest month in Ohio, historically. As Christmas and holiday decorations are stowed away by church members, this is an opportune time…
Read MoreIf a Recession lies ahead is your Church ready?
Inflation is sitting near 8%, the Federal Reserve has indicated its target rate for the Federal Funds Rate will be 4.4% by the end of 2022, the major markets are all in the red for the year and requests for assistance to your Church continue to rise. This is the time to review your Church’s…
Read MoreDon’t get into Hot water this winter with a busted boiler
Understand some of the major conditions that can affect the operation of your heating boiler this winter. From Lakewood to Cleveland Heights, Greater Cleveland has some beautiful older apartment buildings. Most of these apartments are heated with cast iron boilers either using steam or hot water to operate the systems. Hartford Steam Boiler, one of…
Read MoreMaintaining Your Fire Sprinkler System in 10 Easy Steps
Many commercial buildings have fire sprinkler systems to reduce exposure to property loss and save lives if unfortunately, you have a fire. In addition, a properly designed and maintained sprinkler system may save you money on your property insurance premiums. However, like any system it must be properly maintained so it is there for you…
Read MoreLightning Strike Technology The Old Tried & True is Still Effective
According to the Insurance Information Institute, 30.2% of all church fires are started by lightning strikes. With that in mind, why don’t more churches use Lightning Rods to prevent damage caused by lightning? Lightning Rods originally developed by Benjamin Franklin in the mid-1700s still offer an effective method to divert the energy of a lightning…
Read MoreRough Roads Ahead for the Commercial Habitational Insurance Market
Apartment owners throughout Northeast Ohio may be in for a surprise when they open their insurance renewals this year! Several factors have come together that are affecting this class of business, and policyholders may see 15-20 percent increases this year. Some issues that are affecting Northeast Ohio directly are caused by the older stock of…
Read MoreCrafting a Solid Insurance Program for Owners of Apartment Buildings
As the owner of an apartment building in Northeast Ohio you want a well built, solid building. As local insurance agents we want to build a solid property and liability insurance program for you. read more A well put together insurance program consists of several components just like your building. The insurance policy should include…
Read MoreBats in the Belfry Aren’t the Only Creepy Creatures
Creepy, crawly critters that go bump in the night aren’t confined to Halloween or nighttime for that matter. Creatures you expect to stay outside where they belong don’t always confine themselves to nature’s protective cover. They can and do get inside … causing tricky problems for building owners. Insects, birds, rodents, and even bats are…
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