Running a poultry farm comes with its own set of challenges. From managing the health of your birds to ensuring the efficient operation of your farm, you’ve got a lot on your plate. One of the most important steps you can take to protect your farm, assets, and investment, is securing the proper insurance coverage…

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The construction industry is experiencing a labor crisis. A combination of retiring skilled workers, geopolitical forces, fewer young professionals entering the trades, and pandemic-related disruptions have led to a severe work-force shortage. A skilled labor shortage is at the heart of the issue—a gap where the demand for qualified, experienced workers far exceeds supply. This…

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Learn five factors impacting the entire U.S. homeowners’ insurance market. Read why natural disasters anywhere in the U.S. affect individual homeowner insureds. The pool is the multibillion-dollar U.S. homeowners’ insurance market. Its size belies the reality of what is necessary to keep the pool responsibly afloat. More and more, multiple regions of the U.S. home…

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Is this the time to jump into the commercial real estate market and purchase an apartment building in Greater Cleveland?  While real estate prices in Cleveland remain fairly affordable there are signs that 2025 may see price increases faster than the national average. For investors many markets have priced themselves out of range for new…

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Read why churches and religious entities need to know about copyright law. Learn that “thou shalt not steal” applies to your church’s use of creative content. The 8th commandment of the Bible is simple and straightforward. Everyone reading this is familiar with it and knows not to steal. However, when the subject of stealing veers…

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Every business in Northeast Ohio that has employees or customers is exposed to potential employment practices liability claims. In the year ending December 31 2023 the Equal Employment Opportunity Commission (EEOC) stated there were 81055 charges against employers for discrimination that is more than 220 claims every day. However, according to ISO MarketStance only 4%…

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Winter-Specific Insurance Considerations for Farmers With the early finish to this year’s harvest, it’s time to shift our focus temporarily before heading into the winter weather that accompanies living in Ohio. Ohio winters are always volatile, comically varying from 50 degrees one day to -15 the following. While you may disagree following this past week,…

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Learn about using affordable technology to mitigate loss to trade contractors. Read some practical suggestions that may benefit your trade contracting business. Perception and greed. Intriguing movie themes, as well as real life motivators. With that in mind, this blog rolls out three hypothetical takes focused on a particular aspect of the daily operation of…

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This has been a beautiful fall in Northeast Ohio warm weather and not a lot of rain but the winds have been howling, garbage cans blown around leaves everywhere and a couple of large trees in my neighborhood have been blown over. So, does insurance cover fallen trees? Homeowner’s insurance covers the cost of damage…

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Discover statistics worth consideration by Ohio investment property owners. Read a few highlights about Ohio that are favorable for investment property owners. Cleveland, Ohio is home to me. Sure, it gets old rooting for the Browns, dodging potholes, and navigating ice and snow. Those are minor downsides compared to the upsides. While I’m no “expert”,…

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