A couple of easy tips to keep you safe on the road. In less than 2 weeks we will be changing our clocks to Eastern Standard Time in Northeast Ohio, hopefully for the last time. While we fall back and get an extra hour of sleep it means we will be doing more driving in…

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Read a limerick followed by insurance tips for landlord/investment property owners. Learn the importance of insurance in protecting investment property owners’ interests. There once was a landlord aplenty Revered to be prudent and tenty His tenants were a treat Rents never missed a beat ‘Til one caught fire and burned up twenty. Scary surprises happen,…

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Inflation is sitting near 8%, the Federal Reserve has indicated its target rate for the Federal Funds Rate will be 4.4% by the end of 2022, the major markets are all in the red for the year and requests for assistance to your Church continue to rise. This is the time to review your Church’s…

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Learn about equipment operator safety and maintenance of business equipment. Read about equipment maintenance checks important to protecting your business. Proper equipment maintenance is essential for workplace safety. Some businesses schedule planned shutdowns during which equipment is inspected and routine maintenance is performed. Planned shutdown or not, any business which involves the operation of equipment…

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In the words of Chelsea Erieau, “stress acts as an accelerator: it will push you either forward or backward, but you choose which direction.” Let’s not kid ourselves here, of all the career choices in the nation, farming is certainly one of the most stressful. That said, it’s imperative to maintain the ability to both…

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This has been a beautiful summer in Northeast Ohio unless you have been trying to walk on the sidewalks in one of the neighborhoods that are in the middle of its sidewalk replacement program! Walking in the street or in the grass can be dangerous but, in the end, having nice level sidewalks throughout the…

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Discover a few homeowner’s insurance basics through iconic gameshow format. Learn about homeowner’s insurance by testing your response to specific clues.   Here’s the clue. Iconic gameshow in which contestants select a category from a box grid of options labeled by difficulty level in ascending dollar amounts. Contestants listen to/read the answer, and then respond…

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Understand some of the major conditions that can affect the operation of your heating boiler this winter. From Lakewood to Cleveland Heights, Greater Cleveland has some beautiful older apartment buildings. Most of these apartments are heated with cast iron boilers either using steam or hot water to operate the systems. Hartford Steam Boiler, one of…

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By John Bouhall, CPCU Here is the church, Mission, service, praise. Open the doors, Hands, heads, and hearts raise. Extend a hand, Gladly volunteer. Impart your skills, So needed right here. See with your eyes, Church buildings need care. Survey the grounds, Paint, seal, and repair. Plan through the year, Know what to expect. Fix…

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Many commercial buildings have fire sprinkler systems to reduce exposure to property loss and save lives if  unfortunately, you have a fire. In addition, a properly designed and maintained sprinkler system may save you money on your property insurance premiums. However, like any system it must be properly maintained so it is there for you…

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