Posts Tagged ‘property insurance’
My Building is Looking Outdated is EIFS the Answer
You have invested hundreds of thousands of dollars into your commercial property but the building has no street appeal is EIFS the answer, or a nightmare waiting to happen. Exterior Insulation and Finish Systems (EIFS) is a non-load bearing wall cladding system made up of insulation board attached to a substrate, air and water resistive…
Read MoreA Reveal for Doubting Thomases
Learn why church property insurance is affected by consistently volatile weather. Read about three restrictive coverage shifts in the church property insurance market. The good news is 2026 winter weather in Ohio is not a phenomenon, that is, if you were alive in the 1930s and/or through the Great Blizzard of 1978. For those born…
Read MoreWhat You Need to Know Before You Purchase Your First Apartment Building
Insurance is more than a box to check for owners of apartments, condos, and rental properties, it’s a critical safeguard against real financial and legal risks. Property damage, tenant safety, and rising legal liability make commercial habitational properties some of the most complex to insure. To get it right, owners need coverage that reflects their unique…
Read MoreChurch Fire
On average 1,300 church fires are reported each year, don’t become a statistic. With more than $40,000,000.00 in fire damage occurring in Churches each year, this is a great time to review some basic loss control items around your Church. Arson comprises 25% of church fires, 30% of church fires result from mechanical failures related…
Read More9 Tips for getting your rental properties ready for an enjoyable Summer in Greater Cleveland.
Today people rent for many reasons and renting is looked at differently than it was in the past. So, it is imperative that as the owner of residential rental properties your properties are ready for summer so your tenants can enjoy their Cleveland summer inside and outside. Below is a list of 9 items you…
Read MoreSound the Alarm
On Wednesday, March 19, 2025 at 9:50 am the Ohio Emergency Management Agency and the National Weather Service conducted a Statewide Severe Weather Tornado Drill. While holding a drill is important, for you and your family you should also create an emergency plan in case there is a tornado or other severe weather situation like…
Read MoreWhat Lies Ahead for Churches Looking for Insurance?
Over the past six months our agency has seen a massive increase in calls for insurance coverage for Churches that have had their insurance coverage cancelled. What lies ahead is unknown except many of these Churches are going to have sticker shock. Premium increases have been affecting all lines of Property and Casualty Insurance. But…
Read MoreIs the Time Right to Purchase an Apartment Building?
Is this the time to jump into the commercial real estate market and purchase an apartment building in Greater Cleveland? While real estate prices in Cleveland remain fairly affordable there are signs that 2025 may see price increases faster than the national average. For investors many markets have priced themselves out of range for new…
Read MoreBlowin’ In The Wind
This has been a beautiful fall in Northeast Ohio warm weather and not a lot of rain but the winds have been howling, garbage cans blown around leaves everywhere and a couple of large trees in my neighborhood have been blown over. So, does insurance cover fallen trees? Homeowner’s insurance covers the cost of damage…
Read MoreBack to School, the Basics of Insuring your Investment Property
As a commercial property owner, safeguarding your investment is paramount. Real estate insurance provides the essential coverage to protect your property from unforeseen risks businesses face, which can encompass property damage, liability, business interruption, and specialized coverages like equipment breakdown. The scope of real estate insurance is broader than most personal insurance because businesses often…
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