Posts Tagged ‘Liability Insurance’
My Building is Looking Outdated is EIFS the Answer
You have invested hundreds of thousands of dollars into your commercial property but the building has no street appeal is EIFS the answer, or a nightmare waiting to happen. Exterior Insulation and Finish Systems (EIFS) is a non-load bearing wall cladding system made up of insulation board attached to a substrate, air and water resistive…
Read MoreWhat You Need to Know Before You Purchase Your First Apartment Building
Insurance is more than a box to check for owners of apartments, condos, and rental properties, it’s a critical safeguard against real financial and legal risks. Property damage, tenant safety, and rising legal liability make commercial habitational properties some of the most complex to insure. To get it right, owners need coverage that reflects their unique…
Read MoreIs the Time Right to Purchase an Apartment Building?
Is this the time to jump into the commercial real estate market and purchase an apartment building in Greater Cleveland? While real estate prices in Cleveland remain fairly affordable there are signs that 2025 may see price increases faster than the national average. For investors many markets have priced themselves out of range for new…
Read MoreBack to School, the Basics of Insuring your Investment Property
As a commercial property owner, safeguarding your investment is paramount. Real estate insurance provides the essential coverage to protect your property from unforeseen risks businesses face, which can encompass property damage, liability, business interruption, and specialized coverages like equipment breakdown. The scope of real estate insurance is broader than most personal insurance because businesses often…
Read MoreKeeping the Food Safe When It Is on the Road
The Lakewood or Beachwood Truck Park, The Yard on 3rd in Willoughby or South Euclid’s Food Truck Park, it does not matter where they are, Northeast Ohioans love their food trucks! Prep work may be done at a brick-and-mortar restaurant, a food incubator or a ghost kitchen but food safety can be tricky for a…
Read MoreProtect Your Business and Clients with a Certificate of Insurance
Working with many Artisan Contractors, I have learned it is often necessary for them to subcontract out parts of a project. There are several key points to address when you hire the subcontractor to protect your business from losses and unforeseen expenses. The limits of liability required by the subcontractor should be in writing and…
Read MoreVertical Farming 102—Drawbacks and Risks
Hi folks, and welcome to the last installment of our little 5-part mini-series about Vertical Farming and Controlled Environment Agriculture, “CEA.” Did you have an opportunity to read the previous parts? If not, don’t worry about it, they’re all linked below in case you need a quick refresher. You may recall we discussed the environmental…
Read MoreIf a Recession lies ahead is your Church ready?
Inflation is sitting near 8%, the Federal Reserve has indicated its target rate for the Federal Funds Rate will be 4.4% by the end of 2022, the major markets are all in the red for the year and requests for assistance to your Church continue to rise. This is the time to review your Church’s…
Read MoreCrafting a Solid Insurance Program for Owners of Apartment Buildings
As the owner of an apartment building in Northeast Ohio you want a well built, solid building. As local insurance agents we want to build a solid property and liability insurance program for you. read more A well put together insurance program consists of several components just like your building. The insurance policy should include…
Read MoreOwners of Apartments in Greater Cleveland Beware!
Be aware of what? A huge liability exposure for you as the owner of residential rental properties and apartments in Greater Cleveland. Be aware of carbon monoxide – the odorless, colorless gas that is produced any time fossil fuel is burned. Gas ranges, ovens, furnaces and boilers are some of the sources that can produce…
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