Posts Tagged ‘Contractors Insurance’
Protecting Your Business, Reputation, and Providing Peace of Mind
As an artisan contractor—whether you’re a plumber, electrician, carpenter, painter, or mason—your hands-on skills are the heart of your business. But with every project comes potential risks: property damage, accidental injuries, or even dissatisfied customers who may hold you responsible for financial losses. That’s where liability insurance becomes one of the most important tools in your professional…
Read MoreTitle Insurance Fraud A Growing issue
Spring is in full bloom in Greater Cleveland and I’m receiving mailers and flyers everyday either in my mailbox or on my front door touting every service from sidewalk leveling, tree removal, new siding, new garages to total home renovations. The one constant in every advertisement is that the contractor states they are” fully…
Read MoreIn the Heat of the Summer
Climate change is upon us, July of 2023 was the hottest month on record according to the European Climate Monitoring Organization. Back in Northeast Ohio this summer has been glorious and we have only had a few days with highs in the 90’s but that does not mean as an Artisan Contractor you can’t be…
Read MoreStep on a Crack Break a Contractor’s Financial Back
This has been a beautiful summer in Northeast Ohio unless you have been trying to walk on the sidewalks in one of the neighborhoods that are in the middle of its sidewalk replacement program! Walking in the street or in the grass can be dangerous but, in the end, having nice level sidewalks throughout the…
Read MoreCutting Your Cut Cable Claims
Call 811 in Ohio before you dig. One of our agency’s clients just had a $17,000.00 claim for striking an underground electrical wire in a Greater Cleveland parking lot. Even though the client submitted a dig notification, the exact location of the dig in the parking lot was confusing and a grass island in the…
Read MoreHandyperson or Artisan Contractor, We Have You Covered.
Many contractors provide a variety of services but are they a handyperson or an artisan contractor is a question that we are discussing on a regular basis. According to the Insurance Service Office, a handyperson who provides a variety of maintenance-type services to their clients. However, the service must involve minor repair work including but…
Read MoreTop Reasons Why Artisan Contractors Should Have Insurance
Every spring many artisan contractors in Greater Cleveland come out of hibernation and are ready to get back to work. Every spring, many artisan contractors in Greater Cleveland come out of hibernation and are ready to get back to work. But before they get going, they better make sure they have contractor’s insurance. The top…
Read MoreContractor’s Pollution Liability (CPL): What it is and Why it is Necessary
Contractors – do you need Pollution Liability coverage? Have you discussed the pollution exclusion in your General Liability policy with your agent? Contractor’s pollution liability (CPL) provides third-party coverage for bodily injury, property damage, clean up expense, and defense expense as a result of your creation of a condition that is considered pollution. This condition…
Read MoreHandyperson or Artisan Contractor: We Have You Covered
We’ve Got You Covered! Many contractors provide a variety of services but are they a handyperson or an artisan contractor is a question that we are discussing on a regular basis. According to the Insurance Service Office, a handyperson provides a variety of maintenance-type services to their clients. However, the service must involve minor repair…
Read MoreSnow Plow Insurance Rates are Heating Up
Insurance rates are going up Placing insurance for Snow Removal Contractors is becoming more difficult as more and more insurance companies are pulling out of the market. With winter right around the corner in Northeast Ohio what does that mean as you prepare for the season? Your insurance premium may be going up this year.…
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