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Will 2020 Be Your Year for 20/20 “Vision”?
Read about the value of an independent insurance agent to start-ups and newly acquired businesses. Discover why an independent insurance agent is the value-added resource for commercial insurance. Hopes. Plans. Expectations. We’ve all got them in some form or another. 2020 is on the horizon. Are you thinking ahead, making plans, perhaps envisioning your own…
Read MoreTechnology Doesn’t Have to be New to Still be Effective
According to the Insurance Information Institute 30.2% of all church fires are started by lightning strikes. With that in mind, why don’t more churches have lightning rods? Lightning rods originally developed by Benjamin Franklin in the mid 1700’s still offer an effective method to divert the energy of a lightning strike. (read more) Lightning rods…
Read MoreSnow Plow Insurance Rates are Heating Up
Insurance rates are going up Placing insurance for Snow Removal Contractors is becoming more difficult as more and more insurance companies are pulling out of the market. With winter right around the corner in Northeast Ohio what does that mean as you prepare for the season? Your insurance premium may be going up this year.…
Read MoreIs Investment Property For You?
Investment property can serve as an income source and asset builder. Your resources, experience, goals, and tolerance for risk are deciding factors in the type and scale of investment you might make. Financial commitment is a given. Whatever money you put in to the investment is at risk. Be aware you can lose it all…
Read MoreA Trick or Treat Read
Learn and enjoy a few basic Halloween safety tips written in poetry format. Read a poem about trick or treat safety tips. Halloween. A one-of-a-kind holiday that many Americans anticipate with glee. Today’s blog is a trick or treat read, depending on your outlook. The ditty below contains some basic safety tips meant as fun…
Read MoreGrowing Old Doesn’t Mean Growing Up
The median age in the United States continues to increase and Northeast Ohio is growing older faster than most other urban areas. With that in mind it is great to know the area is blessed with many great non-profit nursing homes and assisted living facilities that meet the needs of our aging society. Unfortunately, I…
Read MoreRoof Maintenance 101
Repairing or replacing your roof can be expensive. Spending a few minutes every six months looking closely at your roof can help you identify roof maintenance opportunities that will help prevent costly repairs later. It is also important to periodically check your homeowners insurance to make sure that serious roof damage is covered by your…
Read MoreAll About Professional Liability Insurance Coverage for Your Church
General Liability insurance coverage is protection against accidental occurrences which are not excluded by contract language. Common examples of covered General Liability claims are slips and falls on church property. A member or visitor may slip on ice in the parking lot in the winter months and end up with a broken leg and arm.…
Read MoreClean Up or Pay Up
Discover how inattention to proper clean-up could impact a business’ third-party liability. Read a scenario in which “clean up or pay up” could potentially apply to a commercial business. Whether you read it, hear it, or say it, there is definitely a common-sense ring to the phrase, “clean up or pay up”. It’s a first-party…
Read MoreDrip, Drip, Drip…There Go Your Profits
One drip of water per second wastes 1,661 gallons of water per year according to the Department of Energy. Building owners need to develop strategies to keep consumption and heating costs down. While parts of Northeast Ohio are seeing rents increase, others are seeing decreases. What can a building owner or manager do to improve…
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