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Everyone loves the Fourth of July. Cookouts, family, and patriotism – there is no better combination. Between relaxing, parades, and enjoying time with friends and family, you normally see a lot of red, white, and blue. Most people know that on July 4th, 1776 the United States of America won their independence from Great Britain,…

Learn insurance coverage although not excluded is at risk for hosts who permit underage drinking in Ohio. Read suggestions for hosting a responsible high school graduation party. School is out, and high school graduation parties are in. For many parents, hosting a party is de rigueur, the required social custom for celebrating their child’s…

What does Memorial Day mean to you? To me, Memorial Day means the beginning of summer. It also means getting a chance to spend time with family and friends. This may not be the case for all people, however. For most people, Memorial Day is spent outdoors, enjoying some delicious barbecue with the people they…