Farms & Agriculture Insurance
The Insurance Side of a Healthy Farm
If you’ve been paying attention to what’s happening in agriculture lately, you’ve probably heard the term regenerative farming. It’s more than just a buzzword—it’s a movement that’s all about giving back to the soil, not just extracting from it. I’ve had more and more conversations, recently, with farmers who are experimenting with cover crops, reducing…
Read MoreThe Personal Side of Farm Insurance: More Than Just a Policy
When most people think of farm insurance, they imagine numbers on a spreadsheet, legal jargon, and the agreement to protect property and equipment for set prices. But for farmers and their families, it’s much more than that. It’s personal. Farms aren’t just businesses—they’re homes, legacies, and lifestyles. They’re where families gather for Sunday dinners, where…
Read MoreA Closer Look at the Costs of Tariffs to American Farmers
Recently, tariffs have increasingly become a tool in U.S. trade policy, aimed at protecting domestic industries and negotiating international trade deals. Often regarded as a means to bolster American economic strength, the impact of tariffs on certain sectors – particularly agriculture – can prove to be disruptive. American farmers know that tariffs mean lost marketing…
Read More5 Common Farm Insurance Mistakes and How to Avoid Them
Farming is a complex and high-risk business endeavor, which faces everything from unpredictable weather patterns to fluctuating market prices. Insuring yourself and your operation properly helps protect your livelihood. However, farm insurance is largely misunderstood, causing farmers to make mistakes with their policies, potentially risking financial ruin in the event of a loss. To help…
Read MoreProtect Your Livelihood with Poultry Farm Insurance
Running a poultry farm comes with its own set of challenges. From managing the health of your birds to ensuring the efficient operation of your farm, you’ve got a lot on your plate. One of the most important steps you can take to protect your farm, assets, and investment, is securing the proper insurance coverage…
Read MoreIs Your Farm Ready for Winter?
Winter-Specific Insurance Considerations for Farmers With the early finish to this year’s harvest, it’s time to shift our focus temporarily before heading into the winter weather that accompanies living in Ohio. Ohio winters are always volatile, comically varying from 50 degrees one day to -15 the following. While you may disagree following this past week,…
Read MoreStop Throwing Your Money Away on Insurance
Life is unpredictable, and the best way to defend yourself against unforeseen losses is through an adequate protection plan for your farm and your family. 66% of Americans are underinsured, leaving them unable to fully protect their assets and financial well-being. I get it, the savings you get from having lower premiums looks great on…
Read MoreOver the Hedge: Reduce Your Risk with Commodity Futures
You remember the commodity price boom during Covid, right? I’ll bet you do! You probably celebrated windfall profits during that time. Those years are in the past though, and now you’re most likely feeling the sting of low crop prices coupled with increased operating costs. How are you to properly manage the financial side of…
Read MoreWho Does Your Farm Insurance Policy Cover?
When was the last time you sat down and read the lengthy, confusing, and if we’re being honest, quite boring, pages of your farm insurance policy? Thought so. You don’t have time to devote to poring over insurance language pages. Yet those sheets contain invaluable information you may want to know – for example, who…
Read MoreFile Your BOI for Your Farm Entity
Farming is a business. As such, perhaps you’ve organized under the veil of an LLC or Corporation. While operation under one of these entities is usually recommended for your farm, due to the passage of the Corporate Transparency Act, those with ownership stakes in small entities must file a Beneficial Ownership Information report moving forward,…
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